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11 NBA players who made cameos on TV shows


The NBA is the best basketball league in the world, and therefore, the biggest superstars play it. In this sense, it is not surprising that some players are invited to be part of films or television shows. For example, Shaquille O’Neal has made many appearances and Kobe Bryant has also made several appearances.

RELATED: The 10 Best NBA Players Drafted Out Of High School

Over the years, several NBA players have made appearances on television shows, some short and forgettable, but others quite funny, whether in children’s or adult shows, but mainly comedy shows . Without further ado, let’s take a look at 10 NBA players who have made TV show appearances.


9 Kobe Bryant – Modern Family

The charismatic Kobe Bryant has appeared in several television shows, such as Hang on, Moesha, and modern family. In the episode “Family Portrait”, Kobe Bryant was playing himself, getting ready for a basketball game. Phil Dunphy (Ty Burrell), Gloria Pritchett (Sofia Vergara) and the kids call and wave at him, and then Kobe shows off his beautiful personality and interacts with the family for a few seconds. It was a brief appearance, but great, because Kobe could turn a five-second segment into gold, what a great guy Kobe was.

8 Rick Fox – The Big Bang Theory

Rick Fox had a stellar 13-year career in the NBA, winning three championship rings with the Los Angeles Lakers, averaging 9.6 points and 3.8 rebounds per game. Off the pitch, Fox has also been relevant, as he has been spotted with celebrities such as Khloe Kardashian and has worked on several TV shows, such as The Game, Single Ladies, Hit The Floor, and Green leaf. Rick Fox also made an appearance on The Big Bang Theoryplaying Glenn in the episode “The Love Car Displacement”.

seven Kyrie Irving – Kickin’ It

Surely you weren’t aware of this cameo, since the TV show Kick is not very popular, let alone for adults. This show aired on Disney XD from 2011 to 2015, and in the episode “Sole Brothers”, Kyrie Irving made an appearance.

RELATED:The 10 Most Overrated Players In The NBA Today

It was pretty funny, as Jack (Leo Howard) says “hey, you got Kyrie Irving’s shoes, you got Kyrie Irving’s face, man, you’re Kyrie Irvin!” then the player says “that’s what my rookie of the year award says”. Kyrie has also made animated cameos on We bare bears and Family guy.

6 Dwight Howard, Kevin Love and Deron Williams – The Suite Life on Deck

The suite life on deck was always an entertaining TV show, brothers Cole and Dylan Sprouse (Zack and Cody) always did something that made us laugh. In the Twister: Part 1 episode, Dwight Howard appeared, playing himself, Marion Moseby’s half-brother.

RELATED: The 10 Best Lines In NBA History

Later in this same scene, Kevin Love and Deron Williams appear. Obviously, the boys are in disbelief to see three NBA superstars, and Mr. Moseby has never been happier in the entire series.

5 Kareem Abdul-Jabbar – Full House

Kareem Abdul-Jabbar is one of the greatest players in NBA history, currently leading all-time in points scored, averaging 24.6 points and 11.2 rebounds per game. Kareem is also the player with the most MVP awards, with six. His acting career wasn’t half as good as his NBA career, but it was pretty decent. Abdul-Jabbar has made cameos on TV shows like Live Alone, Amen, 21 Jump Street, New Girl, and Full housewhere Kareem teaches Jesse to play basketball as if Kareem knows it.

4 Karl-Anthony Towns – Player’s Guide to Just About Everything

Gamer’s guide to just about everything was a television show starring Cameron Boyce (RIP), which aired on Disney XD from 2015 to 2017. Minnesota Timberwolves player Karl-Anthony Towns had a cameo appearance in one episode, playing himself. Obviously Karl-Anthony Towns wasn’t that popular back then, but today Special K is one of the most versatile and dominant players in the league, excelling in all aspects of the game. game, perfectly reflecting the evolution of basketball.

3 Kevin McHale – Cheers

Kevin McHale had a career worthy of the NBA Hall of Fame, he won three championship rings with the Boston Celtics, played in seven All-Star Games, was twice sixth man and was ranked in the top 75 players in NBA history. “Black Hole” made a few cameos on the TV show Cheers, in the episodes “Cheers Fouls Out” and in “Where Have All The Floorboards Gone”, playing himself. Frankly, it’s a good thing McHale got into basketball. He doesn’t have much talent as an actor, to say the least.

2 Michael Jordan – My Wife and Children

We all know that Michael Jordan starred in space jam, helping the Looney Toons defeat evil aliens who stole the talent of some NBA players. This movie is a classic, but what many don’t know is that Michael Jordan made an appearance on the TV show. My wife and children. It was a very funny appearance that was very close to the real thing, as Mike played a one-on-one basketball game with Damon Wayans and beat him, mercilessly, showing his real-life competitiveness. In the end, the Wayans want to quit basketball and Michael tells him “If you quit now, you’ll quit in life. Don’t quit, try harder.” And then says “everyone wants to be like Mike” in a fun tone.

1 Shaquille O’Neal – Multiple TV Shows

Shaquille O’Neal is arguably the NBA’s most successful player as an actor, and he’s appeared in many movies and many TV shows, he even has his own show. Life Shaq. Some of Shaq’s TV show cameos were in My Wife and Kids, Welcome Back to School, American Idol, Fresh off the Boat, For Your Love, Arliss, Southland, among others. We’d say Shaq was as good on TV as he was in basketball, but that would be a lie, because he’s an NBA legend.

40% of Americans are unable to come up with $400 in an emergency


A disastrous indictment of America in 2022.

If you fall into that 40%, look no further than honest loans for a pre-approved next day loan. honest loans have partnered with hundreds of lenders who understand that emergencies come in all shapes and sizes. With honest loansyou can withdraw as little as $100, up to $50,000.

“Is taking out a loan right for me? »

In today’s America, where fuel prices are up 60% and household essentials like eggs are up 33%, it’s no surprise that millions of Americans rely on payday loans provide a financial fallback solution in difficult times.

While lending may have stigmatized you in past generations due to poor financial decisions, it may now be a necessity for the everyday American. In fact, a research panel, Pureprofile, found that 51.3% of Americans claim to have subscribed to a Personal loan in their life.

A quick look at the Commerce Department’s annual report shows that prices overall are 8.5% higher than July 2021 and, as a result, consumer spending is currently 1.5% lower. on an annual basis. Sound familiar? If you’re spending the same amount as a year ago, but have less to get out of it, it might be time to consider an affordable solution. payday loan to see you through the storm.

Plus, POTUS Joe Biden may have slept on the job again as the second quarter (April-June) ended the second straight quarter in economic decline – the hallmark of a nation heading into recession.

This is where we think honest loans can make all the difference. The harsh reality is that while prices continue to rise, we still need to shop to survive – and that’s exactly what honest loans is for.

So what does this mean for the everyday American?

Simply put, people can no longer afford to buy things, certainly not at the same rate as before, and what they buy can threaten financial insecurity.

If day-to-day shopping might jeopardize your financial stability, you’re not alone. According to the report on the economic well-being of American households, 40% of Americans would be unable to find $400 in an emergency.

take out a payday loan is often a stressful exercise, which is why we believe that the team of honest loans are exactly what you need to make the experience as easy and quick as possible.

Short term loan allow Americans to receive funds at an affordable interest rate, making it easier for them to pay bills or unexpected expenses that have arisen during the month.

A short-term solution may also prove to be a more prudent course than simply transferring funds from savings accounts in an age of global economic security. An Investopedia article recommended that even if the stock market is struggling, Americans should not consider moving their 401(k) there and should instead consider increasing their income contribution percentage.

Unlike other payday providers who require you to fill out a huge form and wait days for a response regarding your eligibility, honest loans just asks you to fill out a simple five-minute form about your situation, and they do the rest.

With your information, honest loans will use their expertise and industry connections to connect you with the best lender for you. Because everyone is different, honest loans has a solution for everyone.

One such example is the Martinez family of Arlington, Texas, who needed a small loan after their car was badly damaged in a minor traffic incident.

Father Jaime Martinez told us, “We had never taken a payday loan, but we didn’t want to borrow money from family or friends. “Our credit rating isn’t great because of a few credit cards, but honest loans figured that out and connected us with a loan provider that catered to low credit applicants and families. »

“A few hours later we got the green light for the loan itself and the money was in our account the next day. We paid the mechanics to fix our car and got back on our feet and took the kids to school the next day. Mr. Martinez’s case is just one of thousands HonestLoans handles every day – and they consider a wide variety of different situations when choosing the best payday option for you.

The amount of the loan, your weekly salary, your industry and even the time of year are taken into account when honest loans go through your application before moving on to the next steps.

Applicants can request anything from $100, up to $50,000, whether it’s a small roadblock that needs to be ironed out before the end of the month or something more. substantial, honest loans has exactly what you need to get you going again.

Get started today by by clicking here to access the secure HonestLoans websitewhere you can fill out their simple, no-obligation form.

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This sleek and stylish pair is on sale for a limited time


Need a new pair of sneakers? Hang on to these cool Nikes – at a discount!


Welcome to Give Me That, a GOLF.com column where we’ll highlight a notable item that we think you might like. Whether it’s an item of clothing, an intriguing electronic device, or anything in between, we want to share these articles with you because they’ve generated quite a bit of chatter from our water cooler (or , these days, on our Slack channel). So sit back, scroll down and follow the latest golf gear on offer.

If you’re a fan of golf shoes with a street-style vibe, you’ll love the Air Zoom Infinity Tour NXT from Nike.

These spiked golf shoes offer maximum traction with a stylish yet sporty look.

Durable foam in the midsole provides cushioned comfort that’ll last all day, and breathable textile fabric helps keep your foot cool and improves ventilation.

The best part? This pair is on sale! For a limited time, you can score these Nikes for $30 off. Check them out in detail below, and for more stylish gear, check out the inventory in the GOLF Pro Shop.

All of our market picks are independently selected and curated by the editorial team. If you purchase a related product, GOLF.COM may earn fees. Price may vary.

Nike Air Zoom Infinity Tour NXT%


Nike introduces the refined Infinity Tour golf shoe. Volume has been increased to give your foot more space and updated forefoot cushioning includes 2 Zoom Air units. Plus, there’s more traction in key areas to help reduce slippage. Air Zoom Infinity Tour NXT% is constructed with a breathable textile upper that hugs and supports your foot. The gusset on the tongue adds extra side-to-side support and makes it easier to put on and take off. A padded collar helps reduce heel slippage and 2 forefoot Zoom Air units react to every step. The air units are not fully enclosed allowing for easy foot movement and better energy return when pushing through the golf swing. The Nike React midsole is lightweight with durable foam that delivers a smooth, responsive ride. Outsole benefits include two spikes on the forefoot and 2 on the heel, providing exceptional grip. A secondary traction pattern integrated throughout the sole provides additional gripping power.

Buy now

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jessica markbury

Golf.com Photographer

As a four-year member of Columbia’s premier class of female varsity golfers, Jessica can top everyone at the masthead. She can also outdo them in the office, where she’s primarily responsible for producing print and online features, and overseeing large special projects, such as GOLF’s first style issue, which debuted in February 2018. His original interview series, “A Round With,” debuted in November 2015 and appeared both in the magazine and as a video on GOLF.com.

Nike’s latest Air Max 97 pays homage to the father of Air technology


In 1978, NASA engineer Marion Frank Rudy (1925-2009) presented Nike founder Phil Knight with the innovative idea of ​​adding an air unit to the midsole of sneakers. In 1980 the revolutionary technology was patented and the rest was history. To celebrate the man behind this breakthrough, Nike Sportswear released a Nike Air Max 97 “M. Frank Rudy” colorway earlier this year and now follows with another take in bright retro tones.

Upcoming pairs arrive in a “Summit White” canvas base with a light gray suede wraparound mudguard. “Safety Orange,” yellow and blue piping provides eye-catching pops of color, and a tan leather patch is layered on the tongue. Additional details include a hand-drawn Swoosh decorating the side cutouts, featured plane graphics on the insoles, “Est. 1997” branding on the air bubble midsoles, and yellow rubber outsoles. The finishing touch to the themed offering is a Nike Air gauge label.

Grab an official look at the new Nike Air Max 97 ‘Mr. Frank Rudy’ above and look for pairs dropping in the coming weeks on Nike’s website and at select retailers for $185 USD.

Elsewhere in the shoes, HOKA ONE ONE Mafate 3 is the ultimate trail runner.

Mickael Pietrus’ plan to stop Kobe Bryant: Play in Michael Jordan shoes – Basketball Network


Pietrus knew he had to do something he had never done before to achieve something he hadn’t done before: limit Kobe’s production

Mickael Pietrus has long admired Kobe Bryant as a basketball player, but when the two met on opposite sides of the 2009 NBA Finals, the French striker knew he had to devise a plan to stop the Black Mamba at all. price.

Playing with Michael Jordan’s shoes

In the regular season, Mickael used Nike Hyperdunk sneakers that Bryant endorsed. But the Endgames were a different beast, and Pietrus knew he had to do something he’d never done before to achieve something he hadn’t done before: limit Kobe’s production. So he decided to swap his Nike Hyperdunk for Jordan sneakers.

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“I have [Kobe shoes] home, but I’m going to play in Michael Jordan shoes.”

The LA Lakers legend has averaged 32.4 points, 7.4 assists and 5.6 rebounds in five games this series. So it’s safe to say that Pietru’s plan didn’t go as he had hoped. However, despite Kobe tearing down the Orlando Magic, Mickael only had good things to say to his nemesis on the court. The Black Mamba presented Pietrus’ son with autographed game-worn sneakers after their game in January 2009.

Why Kobe was very strict with his shoes

If you want to wear Kobe Bryant‘s shoes, you have to match his intensity on the court. Otherwise, he treated it as a form of disrespect. Kobe reportedly got angry at DeMar DeRozan for wearing Jordan sneakers in their game. The two shared a close bond, and DeRozan had been rocking Kobe’s shoes ever since.

When Pietrus wore Jordans against the Lakers, it might have ignited Kobe’s competitive spirit. Seeing his defender pick his idol’s sneakers against him probably changed Bryant’s kill mode. But off the field, the Black Mamba was a genuine person who reached out to fans and showed their appreciation. Bryant may have beaten the hell out of Mickael Pietrus in this series of finals, but at least he shared a special moment with his son. In the end, it mattered more to Pietrus as a loving father.

Inside the Rise of Expensive Pawnbrokers – and Affordable Alternatives


IF money is tight, you may have considered pawning something valuable.

It can be jewelry, a watch or a handbag.


We investigate pawnbrokers and provide advice on affordable alternatives

The cost of living crisis has seen a boom in pawnbroking – where money is made available in exchange for something of value which, if repayment is not met, can be sold.

But experts warn that loans are expensive, and if you can’t repay the debt, you could lose something of sentimental value.

This week, Sun Money investigates these loans and provides advice on affordable alternatives.


YOU could end up paying back hundreds of pounds in interest. Three of the UK’s largest pawnbrokers, Cash Converters, Ramsdens and H&T, charge between 118.8% and 119.9% ​​annually.

Exact code to spot for first installment £650 payment landing in bank accounts
Exact date 1.1million families will receive first payment of £326 for cost of living

This means that if you take out a loan of £500 over six months, you will have to repay £299 in interest or £799 in total, at a rate of 119.9%.

The loans are much more expensive than those from the big banks, but cheaper than payday loans.

Many quote a monthly or daily interest rate, but they must also state the annual rate.

Often you can only borrow a percentage of an item. For example, if your ring was worth £200, you might only be able to borrow £100. Sometimes you have to repay the loan in one installment.

A spokesperson for H&T said: “We serve customers who are unable to raise funds in the traditional bank credit system, or who need a low value short-term loan to meet a need immediate funding.”


Pawnbrokers do not perform credit checks. This can be an advantage if you have bad credit, but it means there is no collateral to ensure you can afford the loan.

Debt adviser Sara Williams of Debt Camel said: ‘Some people find they are repurchasing an item but it has left them with so much money they have to pawn it again in a few weeks.

“A one-time convenience can turn into a long-lasting nightmare, especially if you pawn jewelry with sentimental value.”

A spokesman for the Financial Conduct Authority said: ‘We have reformed the market to help borrowers avoid getting into debt and have been clear with lenders about the need to support customers in times of difficulty.

“We will take action if companies fail to meet their obligations.”


If you repay on time, you can get the pawned item back. But you must keep the receipt.

If you lose it and the item is over £75, you will have to pay a fee to have a magistrate or commissioner for oaths swear the goods are yours. If you can’t repay the loan, the item is sold.

James Daley of Fairer Finance said: ‘Avoid pawning any item with high sentimental value unless you are confident in your ability to repay.

If your item is resold, you should receive all the extra money the pawnbroker receives – on top of what was offered to you.

James adds: “In the past, pawnbrokers have failed to reunite customers with this extra cash.

“So if you’re pawning something and it’s sold, check how much it sold for and find out what money is owed to you.”


If you need to borrow money, consider other options. Remember that emergency credit should only be used in extreme circumstances, such as to pay a priority bill or if your car breaks down.

If you have a low income or bad credit, you may find it difficult to qualify for the higher loan rates. This is why affordable alternatives are important.

First, try to get some free money in the form of grants. If you are on benefits, talk to your work coach about the Household Support Fund. Or ask your local council if they can help you.

Or Jane Tully of MoneyAdviceTrust, suggests, “Credit unions often offer a range of affordable products at cheaper rates and there’s a cap on how much interest they can charge.”

If you’re having trouble paying a bill, talk to your provider.

Use Turn2Us to search for grants or talk to End Furniture Poverty, if you need furniture or a new fridge-freezer, for example.

I'm a barista… the things I'm sick of hearing
Alison Hammond looks slimmer than ever in plunging swimsuit while on vacation

Responsible lenders like Fair For You offer lower-cost loans to help you buy home essentials. Iceland is giving interest-free micro-loans of £75, in the form of a pre-loaded card to spend at the supermarket.

You can seek free debt advice from Citizens Advice, StepChange or National Debtline.

Nike Kyrie 8 Shoes 2022 DJ6017-100


The timeline of the Kyrie Infinity basketball shoe is a slice of life that Nike would probably like to forget. Although the shoe is highly touted by ballers, the Infinity model will always be remembered as the shoe that Kyrie Irving “trashed” on social media in a now infamous social media post. What followed was an attempt to put out fires via relatively canned tracking by the Brooklyn Nets guard, but the damage had been done.

That said, this recently leaked sneaker was presumed to be the Nike Kyrie 9. The Kyrie Infinity never officially carried the Kyrie 8 distinction, but given that the infinity symbol is indeed a number 8, it was assumed safe that the Infinity was the eighth chapter in Kyrie’s signature shoe line, and the name change was just a nod to the Brooklyn Nets star’s personal quirks.

This upcoming sneaker had recently made its rounds on social media as Kyrie began giving the shoe good mileage during off-season races. What’s more provocative is that the shoe is now called Kyrie 8, not Kyrie 9, according to Kyrie himself. First looks at the shoe in July revealed nothing explicitly related to either number.

Sources close to Sneaker News have confirmed that a Nike Kyrie 9 shoe will be released starting in November. That info includes the White/University Red/Black/Wolf Gray colorway seen here, but at least three other releases are also coming before the end of the year throughout the 2022 holiday season – and that’s not including deals. exclusive to children.

Based on how things turned out, we can assume that this sneaker that Kyrie is wearing, captured in photos by Cassy Athena, was originally the Kyrie 9, but is now called the Kyrie 8 and the Kyrie Infinity is relegated to the background. iconic models like the Kyrie Low, Kyrie Flytrap and Kyrie S2 Hybrid.

Additionally, it has been reported that Nike and Kyrie Irving have not extended the signature shoe partnership, making this Kyrie 8 model potentially the latest performance basketball shoe in the Kyrie signature line.

Further details are likely to surface along the way to an official announcement from the brand, so check out these on-foot photos below and stay tuned for updates.

Or buy

Be sure to follow @kicksfinder for live tweets during the release date.

Nike Kyrie 8
Release date: November 2022
Color: White/University Red/Black/Wolf Grey.

Men: N/A
Style Code: DJ6017-100

“A fake vaccine card? Probably!”: Former NBA veteran speculates if Michael Jordan and Kobe Bryant were in place of Kyrie Irving


The whole world was brought to a halt as the COVID-19 pandemic spread across the globe. Many players have taken the vaccine for their safety and that of their families. While a few, including Kyrie Irving, have decided not to get vaccinated. People have made the argument about whether NBA legends like Michael Jordan and Kobe Bryant would miss so much playing time after refusing to take the vaccine. Again, this narrative was advanced fairly recently.

Former NBA veteran Gilbert Arenas sat down for a chat with Vlad TV. They discussed the whole Kevin Durant trade and the Kyrie Irving situation. Vlad asked Arenas if MJ and Kobe would have refused to get vaccinated if it meant missing so many games.


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To this, Arenas replied, I cannot answer correctly. I know they wouldn’t have missed a game. Did they receive a vaccine? I do not know ! If they had a fake vaccination card, probably! The two laughed at his response.

Arenas went on to talk about the fake certificates prevalent around sports for vaccination. He also said, “Because he[Kyrie] was so vocal about it that it was too much for him to even pretend. “You have to remember, only New York and California were the only two, the space that needed it. So that means 80% of the NBA didn’t need the vaccine.


Stephen A. Smith rips Kyrie Irving and the Nets for possibly ruining the NBA: ‘I wouldn’t sign him to a long-term contract again. We cannot trust him.

7 months ago

Gilbert Arenas’ comments made it clear how “crazy” Michael Jordan and Kobe Bryant were about the game of basketball. It is only speculation on what they would have done in such a situation, because no one could have ever expected such a thing to happen all over the world. But nonetheless, they would have done everything possible to play the game they loved after such a long gap. And that’s exactly the point Arenas wanted to make.

Why did Kyrie Irving refuse to get vaccinated?

Kyrie has only played a total of 33 games last season with the Nets. The Brooklyn authorities, on the other hand, were understandably very strict about vaccine policy. This limited Kyrie to playing home games for a long time. He was not even allowed to train with the group for social distancing purposes.


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Kyrie refused to take the vaccine when it became mandatory for all teams. The Nets star then confirmed that he had not taken the vaccine. To support himself, he said, “No one should be forced do anything with their body”.

But the former Cleveland Cavaliers star remained hopeful of being able to play again. He also confirmed that he has no desire to retire from the game. Kyrie reiterated that there is a lot to do. He played but not enough to get anything out of a disappointing season at the end.


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WATCH THIS STORY: Kyrie Irving’s most controversial moments.

Kyrie also said on his Instagram Live that he does what feels best to him. He maintained the position that everyone has the right to do what they feel when it comes to standing up for what they believe in.

Sporting relics of legends like Serena Williams, Derek Jeter and Jackie Robinson will be auctioned in September at Sotheby’s


Pieces of sports history will be auctioned off at Sotheby’s New York this fall with “INVICTUS,” an online auction of items tied to sporting titans across fields and eras, including Michael Jordan, Serena Williams, Dennis Rodman and Jackie Robinson.

The two-part sale will go live September 6, beginning at 10 a.m. ET, with a single-lot auction of Michael Jordan’s 1998 NBA Finals Game 1 jersey estimated at $3-5 million. The second part of the sale kicks off half an hour later with 16 items, including a hockey stick that Wayne Gretzky used in his last career game (estimate between $125,000 and $200,000), and the kufi hat boxer and activist Muhammad Ali wore before his “Thrilla in Manila”. fight in 1975, embroidered with his name, which has neither reserve nor estimate.

A Sotheby’s representative was unable to share the provenance of all lots, they confirmed the pieces came from “multiple shippers and not a single collector”.

Nike by Serena Williams, designed by Virgil Abloh. All images courtesy of Sotheby’s.

“Our goal was to host a sports memorabilia sale of champion athletes who not only represent the pinnacle of their respective games, but who are also cultural icons in their own right,” said Brahm Wachter, Head of Streetwear and modern collectibles at Sotheby’s. News regarding the artistic aspect of sports artifacts.

“With its Latin definition as ‘invincible’ and ‘invincible’, we felt the title ‘Invictus’ represented athletes in our sale like Michael Jordan, Wayne Gretzky and Derek Jeter who are known for their determination and courage – enter in every game feeling invincible,” he added.

Jersey worn by Kobe Bryant on the last opening day of the last player in the NBA (2015-2016 season).

Famous runner Steve Prefontaine’s “personal and used” Nike Oregon Waffle sneakers are headlining the second part of the auction and are estimated between $150,000 and $250,000. Trained by famed University of Oregon track coach and Nike co-founder Bill Bowerman, Prefontaine was the first Nike-sponsored runner, “and is credited with launching the brand as a business. of running shoes,” according to a press release. This is the first pair of Prefontaine shoes ever sold publicly.

Other highlights include a jersey that late basketball star Kobe Bryant wore in his final NBA Opening Day game to kick off the 2015-16 season (estimate $120,000-140,000 $). Bidding will close on September 14.

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16 Iconic Sports Artifacts To Be Auctioned Next Month – Robb Report


September has the potential to be a rewarding month for Sotheby’s and collectors.

The auction house recently announced that it will offer Michael Jordan’s famous “Last Dance” jersey in a single-lot online auction, dubbed “Invictus,” to be held September 6-14. She has now unveiled articles from “Invictus Part IIanother online sale that will run alongside the auction that includes an additional 16 pieces of coveted sports memorabilia.

The sale will feature iconic artifacts ranging from jerseys to sneakers to signed gear. Each article has ties to some of the biggest names of the past 30 years, including Kobe Bryant, Roger Federer, Serena Williams, Wayne Gretzky and LeBron James. Rest assured, Sotheby’s does not suffer from recency bias. You can also bid on relics touched by Muhammed Ali, Steve Prefontaine and Jackie Robinson.

Serena Williams’ Off White x Nike sneakers by Virgil Abloh and a baseball signed by legends Jackie Robinson and Babe Ruth in the auction


Among the top lots is a pair of Nike Oregon Waffle sneakers owned by Prefontaine, who was the cobbler’s first signed athlete. The legendary runner is credited by some with launching the company’s image as a running shoe company. The vibrant green and yellow waffle sneakers are the first owned by Prefontaine to be sold publicly. They are expected to fetch between $150,000 and $250,000 at auction, but given their place in Nike history, they could fetch more.

Another highlight is the stick Gretzky used in the final game of his illustrious career. “The Great One”, as fans called him, is widely regarded as the greatest hockey player of all time. The NHL’s all-time point guard played his final game in front of a sold-out crowd at Madison Square Garden on April 18, 1999. Prior to the opening showdown, he reportedly signed several hockey sticks to donate to his Rangers from New York. teammates and staff. The stick headed to the auction block is the only known example of a matched photo and could sell for between $125,000 and $200,000.

Wayne Gretzky Game used the final career game stick

The stick used by Wayne Gretzky in his last career match at the Invictus Part II auction


You’ll also be able to bid on the jersey Bryant wore in the 2015-16 season opener, his last in the NBA. The shooter played for 20 years, during which he won five championships, a league MVP award and became one of the players most associated with the Los Angeles Lakers. The match jersey is expected to fetch between $120,000 and $140,000 at auction.

Other items include Nike Zoom sneakers worn and signed by James from the 2005-2006 season, Federer’s racket used and signed in the 2011 French Open match, an Indianapolis Colts worn in the first Manning’s MVP season, Williams signed Nike x Off-Virgil Abloh’s white Blazer Mid “Queen” sneakers, a baseball signed by Robinson and Babe Ruth and the kufi Ali wore before the “Thrilla in Manila” in 1975. Auctions online for the Invictus Part II the lots will be open from September 6 to 14.

Click here for more images of the items offered in the sale.

Muhammad Ali Kufi in Sotheby's Invictus Part II auction


A Timeline – NBC Chicago


Notable Jordan Shoe Collaborations: A Timeline originally appeared on NBC Sports Washington

The Air Jordan brand collaborations might just be the most popular shoe in the northern hemisphere. Although once rare, new versions of shoes are now everywhere, all the time.

Kicks began their empire in 2005 when the Undefeated Air Jordan 4 was released, and since then a dynasty has been created. Eminem participated, Mackelmore and now even Travis Scott has a custom mocha-colored shoe.

Shoes are far from being a fad, in fact, the trend seems to be getting bigger and bigger. Celebrities, multi-billion dollar companies, designer brands and even sports teams have taken on the responsibility of creating a stylish new sneaker. It’s no wonder the iterations seem endless.

Let’s go back to where it all started: the beginning of the collaborations with Air Jordan. Are the first generations of Jordan even beginning to compare to the new models introduced today?

Although MJ produced his first shoe design, Nike Air Ships, in 1984, the Undefeated x Air Jordan 4 was the first collaboration with the brand:

Undefeated x Air Jordan 4

Year: 2005

This model inspired by Air Jordan’s MA-1 flight jacket was sculpted in 2005 but never retailed. However, this year, the “olive” shoe will finally hit the stores. The Los Angeles-based boutique’s founders, James Bond and Eddie Cruz, auctioned off all 72 pairs made from the model. It was the first time the Jordan brand had collaborated on a primary product with a third party. It is and always has been one of the most popular shoes in the line.

Eminem x Air Jordan 4

Year: 2005

Similar to the Undefeated model, only 50 pairs of Eminem shoes were created for Slim Shady’s friends and family, leaving the shoe at a market price of around $30,000. The blue suede sneakers are considered one of the rarest Jordans ever.

Levi’s x Air Jordan 1 23/501

Year: 2008

These Varsity Red elephant-print shoes have a navy denim base and button-style eyelets, mimicking one of Michael Jordan‘s favorite pieces of clothing: jeans. This collaboration with the famous clothing brand was MJ’s first signature shoe. Only 2,223 pairs were produced and the brand is now extremely collectible, for around $2,000.

Eminem x Air Jordan 2

https://twitter.com/hashtag/NBACelebGame?src=hash&ref_src=twsrc%5Etfw”>#NBACelebGame pic.twitter.com/sNW4xQccMN— B/R Kicks (@brkicks)

Year: 2008

These custom Eminem sneakers were slightly easier to obtain than the Eminem 4, as 313 pairs were created versus 50. The shoes were a tribute to Marshall’s favorite Jordan model and simultaneously reflected the content of his “The Way I Am” album. The inspiration for the light gray suede shoe comes from the rapper’s hometown of Detroit

And the patterns don’t stop there. Here are the rest of the models from the Jordan shoe collaboration empire, starting with Vashtie’s Air Jordan 2:

Vashtie x Air Jordan 2

Year: 2010

Undertow x Air Jordan 2010

Year: 2010

Sole Collector x Jordan CMFT 11 SC Premier

Year: 2010

Dave White x Air Jordan 1 “Wings for the Future”

Year: 2011

Dave White x Air Jordan 1 DW

Year: 2012

Undertow x Jordan Super Fly

Year: 2012

SoleFly x Jordan Spizike

Year: 2012

Don C x Air Jordan 1 ‘BHM’

Year: 2013

Dave White x Jordan Melo M9

Year: 2013

OVO x Air Jordan 10 & 12

Year: 2014

Craig Stecyk x Nike SB Air Jordan 1

Year: 2014

Macklemore x Jordan Melo M10 ‘King Salmon’

Year: 2014

TEDxPortland x Air Jordan 1 “Perfect”

Year: 2014

SoleFly x Air Jordan 3 “Lotto”

Year: 2014

Lance Mountain x Nike SB Air Jordan 1

Year: 2014

Public School x Air Jordan 1 Retro ‘PSNY’

Year: 2014

Macklemore x Air Jordan 6

Year: 2014

Slam Dunk x Jordan

Year: 2014

Fragment Design x Air Jordan 1

Year: 2014

Public School x Air Jordan 10

Year: 2015

Dover Street Market x Air Jordan 1

Year: 2015

Don C x Air Jordan 2

Year: 2015

Nicki Minaj x Jordan Jasmine

Year: 2015

Don C x Air Jordan 1 BHM

Year: 2015

Public School x Jordan Melo M11

Year: 2015

Entourage x Jordan CP3.VII

Year: 2015

Supreme x Air Jordan 5

Year: 2015

OVO x Air Jordan 8

Year: 2015

Eminem x Air Jordan 4

Year: 2015

PSNY x Air Jordan 12

Year: 2015

PSNY x Jordan Horizon

Year: 2015

OVO x Air Jordan 8 ‘UK’

Year: 2016

Trophy Room x Air Jordan 23

Year: 2016

SoleFly x Jordan Eclipse

Year: 2016

Laika x Air Jordan 15 “Kubo”

Year: 2016

Trophy Hall x Jordan Reveal

Year: 2016

SoleFly x Air Jordan 23 “Marlins”

Year: 2016

Trophy Room x Air Jordan 16

Year: 2016

SoleFly x Air Jordan 16 ‘Art Basel’

Year: 2016

Kaws x Air Jordan 4

Year: 2017

Mark Wahlberg x Jordan Formula 23

Year: 2017

Atmos x Air Jordan 3

Year: 2017

DJ Khaled x Jordan Brand

Year: 2017

Transformers x Air Jordan 5

Year: 2017

Virgil Abloh x Air Jordan 1

Year: 2017

PSNY x Air Jordan 15

Year: 2017

Trophy Room x Air Jordan 17

Year: 2017

Aleali May x Air Jordan 6

Year: 2017

Union LA x Air Jordan 1 “Gold Toe Top-3”

Year: 2017

Gatorade x Air Jordan 1 High

Year: 2017

Off-White x Air Jordan 1 High “White”

Year: 2018

Off-White x Air Jordan 1 High “UNC”

Year: 2018

Vogue x WMNS Air Jordan 1 High Zip

Year: 2018

Nigel Sylvester x Air Jordan 1

Year: 2018

Paris Saint-Germain x Air Jordan 1 Retro High

Year: 2018

Union x Air Jordan 1

Year: 2018

Solefly x Air Jordan 1 High

Year: 2018

Spider-Man x Air Jordan 1 OG High “Origin Story”

Year: 2018

Aleali May x WMNS Air Jordan 1 Retro High Court Lux

Year: 2018

Travis Scott x Air Jordan 1 High

Year: 2019

Palace x Air Jordan 1 OG High ‘SP Gina’ Shoe

Year: 2019

Nike SB x Air Jordan 1 Defiant “LA to CHI” and “NYC to Paris”

Year: 2019

Quai 54 x Air Jordan 1 Mid

Year: 2019

Nike SB x Air Jordan 1 Low “Eric Koston”

Year: 2019

Travis Scott x Air Jordan 1 Low

Year: 2019

Nike SB x Air Jordan 1 Low Eric Koston “UNC”

Year: 2019

Like Boys x Air Jordan 1

Year: 2019

Dior x Air Jordan 1 High

Year: 2020

Off-White x Air Jordan 4 Sail (Women’s)

Year: 2020

What were the best Air Jordan brand collaborations in 2021?

  • Trophy Room x Air Jordan 1 High Freeze Out
  • Travis Scott x Fragments x Air Jordan 1 Low
  • A Ma Maniére Air Jordan 3 “Raised by Women”
  • A Ma Manière Air Jordan 1 High “Airness”
  • Aleali May Air Jordan 1 Zoom Comfort “California” and Air Jordan 14 Low “Fortune”
  • Off White Air Jordan 2 Low
  • Billie Eilish Air Jordan 15
  • Billie Eilish Air Jordan 1 KO

2022 releases so far

  • Air Jordan 1 High “Dark Marina Blue” – February 16, 2022
  • Air Jordan 36 “Infrared” – March 3, 2022
  • Air Jordan 6 “UNC” – March 5, 2022
  • Air Jordan 12 “Playoff” – March 11, 2022
  • Air Jordan 3 “Chiffon” – March 25, 2022
  • Air Jordan 1 High ’85 “Georgetown” – April 2, 2022
  • Union x Air Jordan 2 – April 15, 2022
  • Air Jordan 6 “Midnight Navy” – May 11, 2022
  • Air Jordan 3 “Neopolitan” – May 14, 2022
  • Air Jordan 5 “Green Bean” – May 28, 2022
  • Travis Scott x Air Jordan 1 “Reverse Mocha” – July 21, 2022
  • Air Jordan 36 “Multicolor” – July 28, 2022
  • Air Jordan 8 “Taxi” – July 29, 2022
  • Air Jordan 3 “Desert Elephant” – July 30, 2022
  • Air Jordan 3 OG “Fire Red” – August 6, 2022
  • Air Jordan 3 “Dark Iris” – August 24, 2022
  • Air Jordan 12 “Stealth” – August 27, 2022
  • PSG x Air Jordan 5 Low – September 3, 2022
  • Air Jordan 4 “Black Canvas” – October 31, 2022

60 K-Pop Group NewJeans Approved Sneakers


Those who follow K-pop will likely have heard of NewJeans, a new quintet from HYBE’s ADOR sub-label. Under the creative direction of Min Hee-jin (the director and designer behind Girls’ Generation, f(x), EXO, Red Velvet and more), the group of rookies have topped the charts since their debut, not only for their catchy music but also for their style.

NewJeans stylists dressed members Hani, Danielle, Minji, Haerin, and Hyein in relaxed haircuts accompanied by no-makeup makeup and effortless hairstyles. The musicians captured fans’ attention with their Y2K-inspired looks, featuring some of today’s hottest brands like NOCTA, Jacquemus and Hyein Seo. These outfits are complemented by standout footwear choices, ranging from tech-focused sneakers from Salomon and COMME des GARÇONS x Nike Premier heels, to kicks as classic and simple as Vans’ Old Skool.

Below, we’ve rounded up 60 pairs of shoes that NewJeans wore on stage and in music videos. Selections include must-haves like the Nike Air Force 1 and Air Jordan 1, designer sneakers from Balenciaga and Louis Vuitton, and up-and-coming brands like SCRY and Rombaut. Keep scrolling to see all the shoes each member has worn so far.

“Hype Boy” Official MV (Performance ver.1)

“Cookie” @Inkigayo 20220807

“Warning” @Music Bank 20220805

Practice of the dance “Attention”

“Warning” @Inkigayo 20220807

“Hype Boy” @Music Bank 20220812

“Hype Boy” @M Countdown 20220804

“Warning” @Studio Choom

“Warning” @M Countdown 20220811

“Hype Boy” @Inkigayo 20220821

“Cookie” @M Countdown 20220804

Special performance video “Hype Boy”

NewJeans Sneakers Footwear Minji Hanni Danielle Haerin Hyein Celebrity Style Outfit Nike Salomon Air Jordan Info

Minji, Hanni, Danielle, Haerin, Hyein: Vans Old Skool

The Ten Best Nike Kobe Shoes Worn During the 2021-22 NBA Season


Today would have been Kobe Bryant’s 44th birthday. Almost 18 months have passed since the basketball legend’s untimely passing, and his fans around the world are still suffering.

But as always, we’ll try to remember the good times and shine a light on the players who carry on the legacy of the ‘Black Mamba’. It wasn’t easy, but here are the ten best Kobe sneakers worn by players during the 2021-22 NBA season.

Nike Kobe 6 Protro ‘Grinch’

Nike Kobe 6 Protro ‘Grinch’

Player: Jarred Vanderbilt

Date: January 2, 2022

Release date: December 24, 2020

Average resale price: $638

Explanation: You know a list is about to be stacked when the Kobe 6 ‘Grinch’ barely slips through in tenth place. Arguably the most iconic sneaker in the Nike Kobe signature line. Originally released in 2010 and then given the “Protro” treatment ten years later is a testament to the enduring popularity of one of the greatest basketball shoes of all time.

Nike Kobe 3 ‘All-Star’

Miami Heat forward PJ Tucker wears Nike Kobe 3 'All-Star' sneakers against the New York Knicks on January 26, 2022.

Nike Kobe 3 ‘All-Star’

Player: P.J. Tucker

Date: January 26, 2022

Release date: February 9, 2008

Average resale price: N / A

Explanation: Often overshadowed by its successors, the Kobe 3 never gets the love it deserves. It came just before the high low revolution spearheaded by Bryant and the last high we would see until the Kobe 9. But PJ Tucker is a man of culture and taste. He appreciates the misunderstood, and sneakerheads around the world owe him a debt of gratitude for what he gives to the game.

Nike Kobe 6 Protro ‘MPLS’ PE

Los Angeles Lakers forward Anthony Davis wears the Nike Kobe 6 Protro 'MPLS' sneakers against the Golden State Warriors on February 12, 2022.

Nike Kobe 6 Protro ‘MPLS’ PE

Player: Anthony Davis

Date: February 12, 2022

Release date: N / A

Average resale price: N / A

Explanation: We have intentionally avoided Exclusive Players (EP) on this list. But Los Angeles Lakers power forward Anthony Davis might have had the best Kobe PE of the entire 2021-22 season.

Nike Kobe 8 ‘All-Star Alien’

Sacramento Kings guard Tyrese Haliburton wears the Nike Kobe 8

Nike Kobe 8 ‘All-Star Alien’

Player: Tyrese Haliburton

Date: January 10, 2022

Release date: February 15, 2013

Average resale price: $671

Explanation: 2013 was the peak year for Nike Basketball. It also marked the last big season of Kobe Bryant‘s career. The “Black Mamba” coached the Lakers to the Western Conference Playoffs while wearing the Kobe 8. Who knows what might have happened had it not been for Bryant’s Achilles injury.

Nike Kobe 9 Elite Low ‘University Red’

Chicago Bulls forward DeMar DeRozan wearing the Nike Kobe 9 Elite Low 'University Red' during the 2021-22 NBA season.

Nike Kobe 9 Elite Low ‘University Red’

Player: DeMar DeRozan

Date: March 4, 2022

Release date: September 13, 2014

Average resale price: $492

Explanation: DeMar DeRozan recently signed a contract extension with Nike where he will be seen as the face of the Kobe lineup. The Compton, Calif. native grew up in Kobe Bryant’s shadow before becoming a sidekick and eventual torchbearer for his idol’s legacy. Few, if any, NBA players have a Kobe collection that rivals DeRozan’s reserve.

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Nike Kobe 6 Protro ‘Think Pink’

Memphis Grizzlies point guard Ja Morant wearing Nike Kobe 6 Protro 'Think Pink' boots on December 2, 2021.

Nike Kobe 6 Protro ‘Think Pink’

Player: Ja Morant

Date: December 2, 2021

Release date: N / A

Average resale price: $1,200

Explanation: Ja Morant deserves her own signature sneaker line with Nike. But until then, we’re grateful for the All-NBA point guard rocking the classics. Additional points have been added for wearing a colorway representing a good cause.

Nike Kobe 8 Prelude ‘Reflection’

Sacramento Kings goaltender Tyrese Haliburton wears the <a class=Nike Kobe 8 ‘Prelude’ shoes during the 2021-22 NBA season.” decoding=”async” src=”https://www.si.com/.image/c_limit%2Ccs_srgb%2Cfl_progressive%2Cq_auto:good%2Cw_700/MTkxMjE2NTA5ODM2NjAwMzk3/usatsi_17436596.jpg” height=”2539″ width=”3807″ srcset=”data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7″ itemprop=”contentUrl url”/>

Nike Kobe 8 ‘Prelude’

Player: Tyrese Haliburton

Date: December 31, 2021

Release date: January 25, 2014

Average resale price: $966

Explanation: Tyrese Haliburton clearly has an affinity for the Kobe 8 and we can’t blame him. Nike flooded the streets with the colorways of this model. But Kobe sneakerheads will remind you that the “Protro” line wasn’t the first time Nike released retro Kobe models.

Prior to his return from the Achilles injury, Kobe Bryant wore retro designs known as the “Prelude” collection that told new stories with deeper meanings. This specific color of Prelude is called the “Reflection”.

Nike Kobe 8 ‘What is the Kobe’

Chicago Bulls forward DeMar DeRozan wearing the Nike Kobe 8 'What The Kobe' during the 2021-22 NBA season.

Nike Kobe 8 ‘What is the Kobe’

Player: DeMar DeRozan

Date: October 25, 2021

Release date: December 6, 2013

Average resale price: $1,272

Explanation: As we mentioned earlier, 2013 was the golden age of Nike Basketball. One of the coolest ideas they had was “What The” colorways for all of their iconic athletes. No wonder the “What The Kobe” colorways have always been fan favorites.

Nike Kobe 4 Prelude ‘Finals MVP’

Sacramento Kings forward Trey Lyles wears the Nike Kobe 4 'Prelude' shoes during the 2021-22 NBA season.

Nike Kobe 4 Prelude

Player: Trey Lyles

Date: April 5, 2022

Release date: December 8, 2013

Average resale price: $1,534

Explanation: Trey Lyles is an underrated Kobe sneakerhead. Last season, the Sacramento Kings guard wore impressive PEs as well as OG colorways from the “Prelude” and “What The” collections. The ‘Finals MVP’ colorway from the ‘Prelude’ collection is perhaps Lyles’ best work of the season.

Nike Kobe 4 ‘Finals MVP Home’

Los Angeles Lakers goalie Isaiah Thomas wears the Nike Kobe 4 'NBA Final MVP' sneakers against the Phoenix Suns on December 21, 2021.

Nike Kobe 4 ‘Finals MVP Home’

Player: Isaiah Thomas

Date: December 21, 2021

Release date: July 22, 2009

Average resale price: N / A

Explanation: You can’t sleep on Isaiah Thomas’ Kobe collection. The undersized point guard had his own colorway of the Nike Kobe AD Mid which enjoyed a general release in 2018. But Thomas won the year wearing the Kobe 4 ‘Finals MVP Home’. This hoop shoe was released in two “Finals MVP” colorways (home and away) over 13 years ago, and both have become nearly impossible to obtain.

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Kobe Bryant paid $8 million to cut ties with Adidas and even made a reporter ‘throw away’ his tracksuit


Kobe Bryant’s fallout with Adidas was bittersweet, to say the least. He even refused to take interviews with journalists if they were wearing Adidas clothes.

The man, the myth, the legend, Kobe Bryant, it is his 44th birthday today, and we can say that he is greatly missed. So what better way to honor him than to release a story that portrays him at his best, or rather, his best?

Yes, all competitive athletes are bad losers, that’s a fact. Kobe was no different. He wouldn’t talk to his teammates if they lost a game, so we can expect him to be equally petty if a brand refuses to pay him his worth.

His fallout with Adidas was nothing short of abysmal, he even paid the brand $8 million out of his own pocket to end his deal. The reason? Well, his second signature sneaker, the Kobe 2s, was so badly received by everyone that Bryant wanted nothing to do with it.

He was so unhappy with the brand that even years later when he finally signed for Nike, he wanted nothing to do with that brand. Journalist Marc Spears found out the hard way.

Also Read: 11-Year-Old Kobe Bryant Had Pivotal Talk With His Dad Changing His Basketball Journey

Kobe Bryant made Marc Spears throw away his Adidas tracksuit after falling out with the brand

So, the story goes that Marc Spears came to interview Kobe and the Lakers legend’s first reaction was to point out that Spears was wearing Adidas.

Dissatisfied with what he saw, he told Spears to take it off immediately, but since Spears had no spare clothes, Kobe agreed to do the interview, on one condition.

Marc had to go home, throw away his tracksuit and Adidas shoes, record himself while doing it, and send the video to Kobe. He obliged.

Talk about pettiness. Of course, this is Kobe Bryant we’re talking about. Pettiness was like his second nature. The man lived and breathed to compete.

Looking back on his life, all we can think of is how exemplary he exemplified the competition. Marc recently told this story on ESPN and you watch the video below.

Also Read: Kobe Bryant Paid a $22,000 Bill for This ‘Rockets Rookie’ at a Posh L.A. Nightclub

Which states have the highest and lowest credit card debt?


Historic inflation has reduced the personal savings rate of households across the country.

In August 2019, the average person was saving 7.2% of their disposable income. Last June, the rate fell at 5.1 percent showing how the uncertain economic situation, rising prices and stagnating wages are impacted reduce personal savings.

The decline in savings rates makes households more vulnerable to financial shocks, with inflation constituting a real disturbance in the economy, many have turned to their credit cards.

Highest and lowest amounts of credit card debt

The average credit card balance in the United States is $5,938, with twenty-one states with a higher average.

States with the lowest levels of credit card debt include:

  1. Mississippi: $1,806
  2. Iowa: $1,809
  3. Kentucky: $1,857
  4. West Virginia: $1,860
  5. Wisconsin: $1,919
  6. Indiana: $1,932
  7. Arkansas: $1,949
  8. Ohio: $2,013
  9. Alabama: $2,013
  10. Maine: $2,015

Whereas the average worker in July 2022 does $3,748it is easy to see how credit card debt can get out of control once the total amount due is greater than what a person earns in just one month. Taking the 5.1% savings rate recorded in June, we can calculate an average savings rate for private sector workers of around $191. Debt traps can be difficult to escape in the United States due to the extremely high interest rates on a deferred balance that banks are allowed to charge. In some cases, when cardholders see a twenty-four percent APR, they can simply pay the interest so as not to prevent further increases in the balances they owe.

When looking at the other end of the income spectrum, the need for reform couldn’t be more office.

The states with the highest average amounts were:

  1. Alaska: $3,206
  2. District of Columbia: $2,788
  3. Washington: $2,471
  4. Vermont: $2,181
  5. Wyoming: $2,324
  6. Oregon: $2,208
  7. Montana: $2,227
  8. New Hampshire: $2,372
  9. Massachusetts: $2,344
  10. Colorado: $2,646

Alaska ($8,026) and the District of Columbia ($7,077) also have large credit card balances.

Alaska’s high level of debt

Alaska has long been at the top of the devastating list.

In 2008, many were sounding the alarm when average debt levels were “$3,384 for each borrower – $1,200 more than any other state.“Today, with rates down slightly from those records, many believe that systemic change is needed to avoid further financial stress.

Executives decide to cap interest rates on credit cards and payday loans

According to the New York Federal Reserve, the number of credit card holders who have become delinquent has increased from 3.05% in Q1 2022 (January-March) to 3.35% in Q2 2022 (May-July). Compared to Q2 2021, the amount due by credit card increased by thirteen percent, the largest increase in twenty years.

Some lawmakers like Senator Bernie Sanders have proposed legislation that would cap interest rates, or APRs, for credit cards and payday loans at Fifteen percent. The highest rate a company can currently charge is thirty-six percent. This industry creates debt traps that do not prevent borrowers from accumulating debt beyond what they could reasonably repay without add a significant amount of interest to the main equilibrium.

Senator Sanders’ legislation known as the Moneylenders Prevention Act “would establish a national usury rate of 15% on credit cards and other consumer loans, bringing parity with credit union loans.”

Sanders justifies his position by claiming that the the people of the nation should be able to get credit at the same rates available to banks ascan borrow from the Federal Reserve for a quarter of a percent.” The bill was co-sponsored in the previous session of Congress by Rhode Island Senator Sheldon Whitehouse. The bill never left the committee.

13 things designer Azeeza Khan would buy again



Need shopping inspiration? In Lucky 13, fashion designers share the 13 items they love so much they’d double-tap “Add to Cart.”

Designer Azeeza Khan has always been a few steps ahead of the fashion curve. Before size inclusion was a buzzword in the industry, she created pieces up to size 3X in her Chicago studio. Before fuchsia and “Barbiecore” hit the market, Khan was developing proprietary colorants for one-of-a-kind peonies, lilacs and magentas. And before puff sleeves outsold every mini, midi and maxi in sight, Khan made sleeves with Dynasty volume (the original series, not the reboot). As for these sleeves, “It’s a super trend right now, but these are things that are timeless for me,” she says. BAZAAR.com. She knows what she loves and what she stands for – everyone makes up for it.

Khan’s everyday style is as vibrant as her brand’s, but it’s taken a while to develop. She says her twenties were meant for experimentation and sampling trends; his thirty years were for finding the balance between new and eternal plays. “I’m very careful about how I shop. For me, it’s a question of investment,” she explains. “Good to have this cool item [for the] season, but that’s not the premise of the wardrobe.” She describes her proven experiences, from her Jimmy Choos statement to collector’s edition art.

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Charles Barkley’s signature shoe line


Charles Barkley had a brilliant career in the NBA. He spent 16 seasons in the league, split between the Philadelphia 76ers, Phoenix Suns and Houston Rockets. Although he ended his career without a championship, he was an 11-time All-Star and even made the NBA Hall of Fame.

Charles Barkley played in 1,073 games during his career, finishing with 23,757 points, 12,546 rebounds and 4,215 assists. He had the league’s best 2P% for five consecutive years between 1986 and 1991 and was the rebounding champion in the 1986-87 season.

Even today, Charles Barkley’s association with the league continues, due to his being an analyst on TNT’s “Inside the NBA.” Barkley’s larger-than-life personality has earned him a slew of endorsement deals. They included Coca-Cola, McDonald’s, and Nike, among others.

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Besides his association with basketball and the NBA, Barkley has made a solid reputation as an investor. One of his first major investments was building a $25 million seed venture with the Alabama Futures Fund. It was then awarded to startups in Alabama. In 2017, he then pledged $1 million to fund black women‘s tech startups in Alabama — and when asked about it, he said:

“My goal is to help advance women in technology and shine a light on their efforts.”

Charles Barkley appeared as a guest on ABC’s Shark Tank (Season 10), through which he funded a startup called NeuroVice. The deal was done after the episode when founder Ashlyn Sanders wrote to him, and he really liked her presentation.

Does Charles Barkley have a signature shoe line?

Charles Barkley wore a host of Converse and Nike shoes before landing his own signature line with Nike. Barkley’s arrival at the Phoenix Suns was a crucial step in ensuring the franchise’s relevance, and he made his mark from the get-go.

In his first season with the Suns, he played 76 games. He averaged 25.6 points, 12.2 rebounds and 5.1 assists, helping the Suns finish first with 62 wins. Barkley’s performance earned him the Most Valuable Player award – the first and last of his career.

At the end of the season, Barkley got his first signature shoe – Nike Air Force Max. Although the shoe does not bear his logo, Barkley’s number 34 is printed on the shoe – and he put it on perfectly.

The following season marked the arrival of his first official signature shoe, which was a modification of the previous one, and named The Air Force Max CB. It featured a synthetic nubuck and leather upper with a mid cut. It also had an adjustable strap to secure the midfoot and 180-degree Max Air cushioning in the heel for impact protection.

On this day in 1994, Charles Barkley lit up the Golden State Warriors for a career-high 56 points in the Nike Air Max2 CB 94.📸: Sam Forencich https://t.co/mZKhrgBMpa

The following season saw many more releases in his signature line. This included the Nike Air Max 2 CB, Nike Air CB 34, Nike Air CB 34 II, Nike Air CB4, Nike Air Super CB and Nike Air CB4 II.

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Billionaire Michael Jordan’s overall NBA earnings remain lower than Lebron James’ last 2-year contract with the Lakers


One of the biggest debates in basketball circles for quite some time now is LeBron James vs. Michael Jordan. MJ was arguably the greatest player in the league in his day. This has led to many comparisons with players like Kobe Bryant.

However, LeBron is the player most associated with Jordan. Since his highly anticipated league debut, James has faced comparisons to MJ that are quite unfair at times.


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Interestingly enough, while James may not have the number of titles that Jordan has, he has already passed MJ in one aspect. It’s the salary. Although he is one of the best players, Jordan has never had an unusually high salary.

On the other hand, LeBron is the highest paid player in the NBA since signing a new contract with the Lakers. Recently, LeBron’s camp and the Los Angeles Lakers agreed to a 2-year extension worth approximately $97.1 million. The new contract takes his career earnings to $532 million and he overtakes Brooklyn Nets star Kevin Durant to become the highest earner of all time.

Meanwhile, Jordan’s career earnings in the NBA are less than what LeBron will earn from his new contract! The Chicago Bulls legend has earned an estimated $86 million during his phenomenal time in the league. (Source: hoopshype.com)

Who has the highest net worth between Michael Jordan and LeBron James?

LeBron James and Michael Jordan are two of the biggest stars to ever grace the NBA. Along with their exploits on the basketball court, they have built a huge business empire off the court. Subsequently, Jordan and LeBron are both billionaires.


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MJ has a net worth of around $1.7 billion according to Forbes. Although he doesn’t earn much in salary, his endorsements and other off-court ventures have accounted for most of his income. For example, he earned around $1.8 billion (pre-tax) from companies like Hanes and Nike.

Los Angeles Lakers’ LeBron James, left, shares a laugh with NBA legend MIchael Jordan during the NBA All-Star Game in Cleveland, Sunday, Feb. 20, 2022. (AP Photo/Charles Krupa)

On the other hand, LeBron has a net worth of around $1 billion according to Forbes. Just like Jordan, his off-court activities have helped him achieve a gigantic net worth. James has earned over $900 million from deals with companies like Nike, PepsiCo and Walmart.


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WATCH THIS STORY: Michael Jordans 5 Rumored Affairs After Divorce With Juanita Vanoy

Who do you think is the GOAT between LeBron James and Michael Jordan? Do you have any other names in mind? Let us know in the comments below.

Air Jordan 3 “Dark Iris” available August 24


Basketball fans have set several days on the calendar to pay tribute to the great, late Kobe Bryant. First, there’s 81-point day (January 22), Mamba day (April 13), and Kobe day (August 24).

Of course, Aug. 24 is 8-24 on the schedule, both jersey numbers Bryant wore during his NBA career. Even better, it comes a day after Bryant’s birthday (August 23). So yeah, there are plenty of days that we Kobe fanatics have turned into vacations.

Another well-documented Bryant fan is basketball legend Michael Jordan. It’s no coincidence that Jordan Brand is releasing the Air Jordan 3 in a special colorway on Kobe Day this year. Although this is not an official collaboration between Jordan Brand and the Bryant Estate, it is a clear sign of respect.

Air Jordan 3 “Dark Iris”


The Air Jordan 3 “Dark Iris” will release on August 24, 2022. Fans can purchase the retro basketball shoes for $200 at 10:00 a.m. EST on the Nike SNKRS app and at select retailers. The shoes should enjoy a general release in all family sizes.

The official colors are white, black, dark iris and cement grey. The upper is in white leather and white laces. Parts of the heel and mudguard contrast with purple.

As always with the Air Jordan 3s, a gray elephant print wraps around the heel and toe. The Jumpman logo on the tongue is black with a purple outline. In contrast, the back of the heel features a black Jumpman logo with “AIR” printed underneath.

The inside of the ankle collar is black, while a white Jumpman logo highlights the purple insole. The outsole is predominantly gray and white with a purple pivot point.

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Air Jordan 3 'Dark Iris' releases August 24, 2022 for $200.  The white and purple sneakers are a subtle nod to Los Angeles Lakers legend Kobe Bryant.

Rear view of Air Jordan 3 “Dark Iris”

What consumers need to know

The Air Jordan 3 is arguably the most popular shoe in Michael Jordan’s extensive collection. Despite being released in 1988, the retro basketball shoe is more popular than ever.

Combine the popularity of the Jordan 3 with a colorway that pays homage to Kobe Bryant, and you have one of the most anticipated releases of the summer. Even though this shoe is getting a general release, buyers can’t afford to drag their feet on this one.

Once the shoes inevitably sell out, fans who want a pair will have to pay resale prices on sites like eBay, GOAT or StockX. Below is a video from Chris Chase of WearTesters, who always provides consumers with all the information they need about shoes.

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Afterpay Day Sale 2022: The iconic’s best deals revealed


Grab your wallet, THE ICONIC Afterpay sale is here.

The second round of the popular biennial sale event has landed, with THE ICONIC offering savings of up to 40% on tens of thousands of items including jeans, runners, designer handbags, beauty products and more.

To make it easier for you, we’ve gathered the best deals and discounted products here for you, but if you want to jump straight to the sale, click here.

As always, remember that prices and offers are current at the time of publication, but items can change quickly during sales, so be quick if you don’t want to miss out!

Want to see what’s on sale during Afterpay Day? Click here for our comprehensive roundup of the best deals in tech, fashion, home and beauty.


• Save 15% on Dyson Supersonic and Corrale styling tools (ends Friday, August 19 at 11:59 p.m.)

• Save 30% on select FOREO facial tools such as LUNA, Bear and more

• Take 20% off select GHD hair dryers, straighteners and styling tools

• 30% off a range of Ray-Ban sunglasses

• 30% off a range of Nike sneakers, sportswear and apparel

• Take 40% off select THE ICONIC exclusive styles from brands like Calvin Klein, Dazie, Atmos&Here and more

• Take 30% off bestsellers and timeless apparel from The North Face, Cotton On, Atmos&Here and more

• Save 30% on selected designer items from brands like Camilla And Marc, KVD Beauty, Polo Ralph Lauren, Ena Pelly and more

• Take 40% off cold weather classics from brands like Champion, Abrand, Levi’s, UGG, and more.

• Take 30-40% off lingerie and sleepwear from Ann Summers, Calvin Klein, Spanx, Cotton On Body and more

• Take 30% off running essentials from Nike, Lorna Jane, Puma, ASICS and more

• Take 30% off Studio and Activewear from Lorna Jane, Nike, Nimble Activewear and more

• Grab 30% off running and training apparel and accessories from Nike, The North Face, Adidas, Puma and more

• 30% off streetwear for men from Adidas, ASICS, New Era, Majestic and more

• Save up to 25% on beauty brands like Clinique, MAC, Giorgio Armani, Estee Lauder and more



• Levi’s Ribcage Straight Ankle Jeans, $95.97 (was $159.95)

• Take 40% off a selection of exclusive Atmos&Here styles

• Get 30% off a selection of must-have bestsellers from Atmos&Here

• Receive 30% off select Assembly Label apparel

• Calvin Klein Carousel 3-Pack Flip Flops – The ICONIC Exclusive, $35.97 (was $59.95)

• ICONIC EXCLUSIVE assembly label – Logo track pants, $42 (was $70)

• MN G Malumba jacket, $77.97 (instead of $129.95)

• Lee High Licks super skinny jeans, $89.97 (was $149.95)


• The North Face 1996 Retro Nuptse Jacket, $336 (was $480)

• Nike Sportswear Club Crew Sweatshirt, $49 (was $70)

• The North Face 1996 Retro Nuptse vest, $259 (was $370)

• ASICS Wallabies Replica Home Jersey, $111.97 (was $159.95)

•Majestic Chest Logo Replica Jersey, $69.99 (was $99.99)


• ASICS GEL-Nimbus 24 – Men’s, $168 (was $240)

• Nike Air Zoom Pegasus 39 – Women’s, $126 (was $180)

Nike Air Max Bella TR 5 – Women’s, $84 (was $120)

• ASICS Gel-Kayano 28 – Men’s, $189 (was $270)

• ASIS GEL-Kayano 28, $216 (was $270)

• ASICS GEL-Excite 9 – Women’s, $91 (was $130)

• Lorna Jane Lotus ankle tights, $63 (was $90)

• Nike Dri-FIT Swoosh Run 7/8 Tights, $49 (was $70)


• Camilla and Marc Huntington T-shirt, $84 (was $120)

• Marc Jacobs The East West Small Tote Bag, $322 (was $460)

• Marc Jacobs The Glam Shot bag $17,476 (was $680)

• Marc Jacobs Downtown Top Handle Bag, $486.50 (was $695)

• Versace Tribute Sunglasses, $282.80 (was $404)

• Ray-Ban Clubmaster Polarized RB3016, $194.60 (was $278)

• RM Williams ICONIC EXCLUSIVE – The Signature Briefcase, $416.50 (was $595)


• Vans Old Skool – Unisex, $90.97 (was $129.95)

• Converse Chuck 70 made with love – Women’s, $84 (was $140)

• Atmos&Here Kamala leather ankle boots, $60 (was $179.99)

• Men’s Ugg Classic Short Boots, $150 (was $250)


• The North Face Vault bag, $91 (was $130)

• Peta and Jain Valentine Tote Bag, $62.97 (was $89.95)

• Hunter Original Mini Compact Umbrella, $45 (was $75)

• Nike Sportswear Heritage 86 Futura Cap, $21 (was $30)

• Marc Jacobs The Glam Shot 21, $535.50 (was $765)

• PE Nation Training Day Sling Bag, $90.30 (was $129)

• RM Williams Solid Leather Belt 1 1/2″, $97.30 (was $139)

• Calvin Klein Monogram Tote Bag (from $250)


• Dyson Corrale, $594.15 (was $699)

• FOREO LUNA 3 Facial Cleansing Massager – Combination Skin, $230.30 (was $329)

•FOREO UFO 2 Smart Mask Treatment – ​​Mint, $300.30 (was $429)

• FOREO ISSA 3 – Fuchsia, $195.30 (was $279)

•FOREO BEAR Facial Toning Device – Fuchsia, $314.30 (was $449)

• 30% off select Ole Henriksen skincare products

• 30% discount on a selection of KVD Beauty make-up

• 20% discount on a selection of Benefit Cosmetics make-up products

• 20% off select Bobbi Brown makeup and skincare products

• 20% off select Clinique makeup and skincare products

• 20% off select Estee Lauder makeup and skincare products

• 15% off select Giorgio Armani skincare, makeup and fragrances

• Ole Henriksen Banana Bright Serum, $68.60 (was $98)

• KVD Beauty Tattoo Liner Vegan Waterproof Liquid Eyeliner, $23.10 (was $33)


• Nike Sportwear Club Fleece Joggers – Kids-Teens, $31.50 (was $45)

•Nike Heart Trim Knit Set – Kids, $56 (was $80)

• Nike Dri-FIT Short-Sleeve Training Top – Teens, $24.50 (was $35)

• Polo Ralph Lauren Polo One-Piece Jumpsuits – Infants, $62.30 (was $89)


• Aere Home Linen Queen Duvet Cover Set, $154 (was $220)

• Set of 8 Joseph Joseph Nest PrepStore bowls with lids, $132.97 (was $189.95)

• Bath sheet from the Sheridan Living Textures Towel Collection, $59.96 (was $74.95)

• Sheridan Dideon dress, $89.99 (was $149.99)


Not so much a day as a twice-a-year sales event, Afterpay Day takes place in March and August. This month it will run from Thursday August 18 to Sunday August 21.


Afterpay Day is a multi-day sale event offering thousands of discounts at major Australian retailers like THE ICONIC, Adore Beauty and more. The sale event takes place both in-store and online with discounts of up to 70%.

Although the event is hosted by buy now, pay later Afterpay service, you do not need to use the service to take advantage of all the discounts offered.

Want more deals at THE ICONIC? Read our roundup of the best sales and discounts you can buy right now.

Be sure to check out the news.com.au coupons page where you’ll find loads of discounts on THE ICONIC, Myer and more.

Finally, sign up for our free Best Of newsletter to stay up to date with all the latest buying and selling news.

Hannah BreadeCommerce Writer

Hannah Paine is a senior e-commerce editor for Best Of. An experienced lifestyle journalist, she joined the news.com.au team in 2018. She has written for some of Australia’s biggest headlines and has covered everything , from beauty, from fashion to health – you name it, she wrote it. Hannah is passionate about finding the right product at the right price and believes that good skincare and clothing doesn’t have to be expensive.

Nike Air Flight ’89 White Black DB5918-100 Release Info


1989 Nike Air Flight ’89 is making a return for 2022 after it was last spotted in June 2020 sporting a SuperSonics-esque colorway. Originally a Nike Basketball performance silhouette, the Air Flight ’89 carries a recognizable retro look, especially with its sole which was taken from the iconic Air Jordan 4. Nike is now refreshing the Air Flight ’89 with a “White/Black” which is accentuated by touches of red, pink and gray.

Starting with the upper, this colorway of the Air Flight ’89 sports a White leather base that matches its laces and trims while being contrasted by Black at the Swooshes, tongue branding, accents. part of the sole and various other details. A soft pink starts at the forefoot of the midsole and winds down to the midfoot, resting on a portion of the rubber outsole in red that matches the tongue and heel branding.

This black and white colorway of the Nike Air Flight ’89 is expected to release in the coming months via Nike and select retailers for $120. Grab an official look at the pair above and keep an eye out for more colorways to drop before the end of 2022.

In other Nike footwear news, an August release date for the sacai x Nike Cortez 4.0 “OG” has been revealed.

Understanding Payday Loans – The Basics and Beyond


A payday loan, in essence, is a short-term but high-interest loan structure. It is available to almost all consumers and does not require too much paperwork.

But, there is a catch.

Unlike any other borrowing infrastructure, the amount usually depends on what you earn from your job or business. Therefore, when you document a loan, you must submit a pay stub to the lender. They will first check everything and then determine the amount.


While almost anyone can apply for payday loans in Ireland, it may not be available in all cities. So before you jump in, do a bit of research on this aspect.

How does a payday loan work?

As mentioned earlier, a payday loan provider will ask you to show proof of your overall income. Usually, showing your pay stub from your employer will suffice for this.

Once they have reviewed everything, they will lend you whatever amount you may need. Once you receive the money, you will have a short time (~30 days) to refund it again.

Generally, a payday lender will not assess your ability to repay the money you are going to take from them. Therefore, for them, the risk of losing their money tends to be quite high.

Because of this, they tend to charge you extremely high and absurd interest. Moreover, missing your repayment date can also be a mess in your case.

Now, that doesn’t bode well for a borrower, as you may need to take out another loan to cover the first one. And, the circle could continue until you are stable enough.

How much will a payday loan cost?

The cost of a payday loan can be much higher than usual, as mentioned earlier. For example, if you took $100 from someone, you might have to offer another $10 to $30 in total. In some cases, it can even get higher than that.

Therefore, before taking out a payday loan, we will ask you to find out as much about the loan as possible. And don’t forget to also use a calculator for your goal.

This will help you get an idea of ​​how much you will have to pay. So, you can start making a plan regarding the same in advance and avoid any kind of calamity.

How much can you borrow?

Unfortunately, the amount of personal loan you can get will depend on your annual income. On top of that, it could also change considering the law of the city you currently live in. So, before taking a step in this aspect, we will ask you to do proper research in this regard.

Usually, as a general rule, you can get between 300 and 1,000 euros when applying for a payday loan. But, if you have a higher income, the amount could increase even more. Talk to your money lender to get more information in this regard.

Can you build credit with payday loans?

As a payday loan is a short-term borrowing procedure, many people consider using it to take care of their low credit score. Unfortunately, it doesn’t work that way.

Most payday lenders don’t report your deed to the credit bureau at the right time. So they can’t put your file in the same. However, here’s the catch.

If you do not repay your loan, your credit will be seriously damaged. The payday lender will report any credit issues to the office in this case. Yes, they will.

Also, in some cases, they might sell your debt to the collection agency who will contact the office. And it will reduce your credit score to some extent.

The essential

A payday loan, in essence, is a high-risk, low-return investment. Therefore, we don’t think you can get much benefit from taking it. However, if you think you will be able to repay all the money you have borrowed, then go for it. Just be sure to tell the person to let the office know that you returned the money to them on time. This will help you increase your credit score.

NBA schedule gives Booker and Suns a chance to redeem themselves


Most rivalries come from the same bloodline. They are born of geography and tradition. They stand the test of time.

But the best rivalries are the volcanic eruptions, the spontaneous combustions, engendered by the fires of contempt. They burn hot and they die out quickly, when a score is finally settled.

It’s the Jordan’s Bulls versus the Bad Boy Pistons. It’s Terrell Suggs’ Ravens versus Ben Roethlisberger’s Steelers.

It’s the Suns and the Mavericks, a grimy grudge festival that will resume on opening night in Phoenix, a rivalry best defined by the names on the backs of jerseys.

When last seen, the Mavericks were screaming and screaming to get out of the Footprint Center, after handing the Suns one of the most embarrassing losses in NBA history. The Suns trailed by 30 points at home at halftime in Game 7 of the Western Conference Semifinals. The crowd was stunned, shocked and reduced to audible gasps. Those in the building will never forget those awful sounds.

When it was over, many Dallas players openly mocked Phoenix fans who chanted “Suns in Four!” after game 2.

“Suns in what? they collectively chanted after Game 7. “Suns in what?”

I watched them all thunder their way to the locker room. And then I saw Mavericks head coach Jason Kidd wink at me, a former player who once ran the show in Phoenix, who knew exactly what he had done to the Suns.

The series was full of antagonists. After a torrid win that gave the Suns a 2-0 series lead, Devin Booker and Chris Paul seemed to identify Luka Doncic as the pigeon, the weak link in the opposing defense. During Game 5, Booker trolled Doncic by playing dead under the basket, only to raise his head, glance at a fan, and call his performance the “Luka Special”.

In retrospect, it was an embarrassing and exceedingly rare display of immaturity.

Doncic responded with the force of Thor’s hammer. He called out the Suns for being classic favorites, for yelping when things go their way. He had as many points at halftime in Game 7 as the entire Suns team (27). He put Booker in his place, something few NBA players have been able to accomplish.

This isn’t the first time the Suns/Mavericks have presented themselves as a rivalry. In an earlier era, Steve Nash really wanted to prove Mark Cuban wrong, the Mavericks owner who wouldn’t pay Nash out of fear for his long-term health. Nash settled that score by winning back-to-back MVP trophies.

As the fruits of the 2018 NBA Draft began to bloom, a Suns-Mavericks rivalry seemed inevitable and unavoidable, forever tied to the careers of Doncic and Deandre Ayton, who was selected No. 1 overall and two places ahead of the Mavericks superstar.

Now it has gone from simmering to boiling. They have JaVale McGee. We have an NBA team that desperately needs revenge. We have a point guard who may still be angry at his mother’s treatment at the American Airlines Center. But moving forward, it’s really Doncic versus Booker. Heavyweight against heavyweight. The way the NBA demands it.

Kobe Bryant once wrote the words “Be Legendary” on a pair of shoes he gave Booker. But Doncic showed Booker how it was done, temporarily kicking him off the top table of the NBA’s top flight. And now it’s time for atonement, starting with a pound of flesh on opening night.

How Weight Loss Changed Emily Bieberly’s Life and Image of 90 Day Fiancé


Emily Bieberly from 90 day fiance season 9 benefits from her weight loss transformation, and fans wonder if the slimming has changed what TLC fans call Emily”Karine” personality in any way? When Emily went to Asia to work as an English teacher, she may not have known she would find herself on TLC three years later, scrutinized by viewers around the world. The Kansas native unexpectedly became a mom at 29, after a whirlwind relationship with Kobe Blaise, which began in China. When she became pregnant, Emily returned to live with her family in the United States and Kobe returned to his country, Cameroon. The single mother then raised baby Koban for 17 months. Upon Kobe’s arrival in the United States, she quickly became pregnant again.


Kobe’s sarcastic comment about how Emily gained weight when he first saw her in America offended 90 day fiance Fans. Emily had won sympathy at the time, but in later episodes she was crowned the season’s ultimate villain. Fans claimed she was grossly unfair to new dad Kobe, not allowing him to be himself or fully participate in parenting their son. If Emily micromanaging Kobe around Koban wasn’t enough, her parents did the same. Emily even bought her own engagement ring because she wasn’t sure Kobe would be able to buy one. Even Kobe tells him to “shut updidn’t stop Emily’s bossy nature from emerging.

Related: 90 Day Fiancé: Emily’s Most Dramatic Ups & Downs On The Show Ranked

Comments under Emily’s Instagram photos often included criticism of her legitimate behavior. They disagreed with Emily’her parents support her financially and even fund her marriage to Kobe. However, comments on her new IG photos suggest that fans have started to be nicer to her. For example, Emily recently posted two side-by-side photos of herself in the same Nike jersey. Emily’s photo on the left shows her at a lower weight; it was from 2017. The most recent photo on the right is from the day she posted it online. Emily didn’t preach about losing weight, but instead gave her followers advice on how to live healthier lives. “Small changes turn into big results“, added Emily in her caption.

Apart from Emily’s 90 day fiance co-stars, like Jibri Bell, telling her, “you have this“, and her followers saying she looked”phenomenal“, several TLC viewers were inspired by the Salina resident. One fan mentioned how great working out after having a child is”so hard especially with sleep deprivation.” They wrote that Emily was fine, because she was not giving up. “Hey, moms are moms. You’re okay!” wrote someone else. Fans thanked Emily for her advice, which they assured her was “feasible.“Another of Emily’s followers even told her:”girl you better now with meat on your bones.” They asked the TLC star and her mother Emily not to let the opinions of others ruin how she feels about her own body.

Emily’s weight loss journey really shouldn’t be compared to other people’s physical transformations 90 day fiance cast members. She admitted to struggling with her weight and losing a few extra pounds in 2018, just before she met Kobe and got pregnant. Emily has since had two babies and her body has gone through natural changes. However, she has been consistent with her hard work and never seems to miss a day at the gym. She trains every day at dawn, before starting her chores as a stay-at-home mom. The mean comments reality TV star Emily receives may or may not affect her; however, the number of supporters she now has may inspire the 90 day fiance “bad” to do better.

Source: Emilie Bieberly/Instagram

What is the loan between individuals?


Peer-to-peer lending is a relatively new form of borrowing and lending that cuts out the middleman. Peer-to-peer business loans can be an attractive option for online borrowers and lenders because they often offer lower interest rates, are more cost-effective, and provide faster loan approvals than traditional lending methods. If you want to learn more about this exciting form of borrowing and lending, keep reading!

What are loans between individuals?

A peer-to-peer loan is a way to borrow and lend money without a financial institution. Some may be secured loans, however, these are mostly unsecured personal loans (like payday loans) that are not granted by a financial institution like a bank, but rather through a P2P lending platform. The borrower usually pays an origination fee to the lender for the loan. Where it used to be just a personal loan to an individual, now small businesses are getting involved.

How does a loan between individuals work?

Peer-to-peer lending is a financial transaction in which two people borrow and lend money to each other without the involvement of financial institutions such as banks. Personal loans are the most common type of peer-to-peer lending, although business loans and student loans are also available. One thing to note is that prepayment penalties may apply if you prepay your loan.

How to get started with P2P lending

The Securities and Exchange Commission (SEC) regulates peer-to-peer lending platforms in the United States. If you’re looking to get into P2P lending, keep these five things in mind:

  • Research multiple lenders. Before choosing a lending platform, it is important to compare several options. Consider factors such as interest rates, loan terms and fees.
  • Borrower or lender. If you are a borrower, remember that you will likely need good credit to qualify for a loan. If you’re a lender, you’ll need to decide how much risk you’re willing to take on.
  • Understand the risk. As a lender, there is always the risk that the borrower will not repay the loan. Make sure you fully understand this and the other risks involved before you begin.
  • How much money? Decide how much money you want to borrow or lend. Keep in mind that as the borrower you will be responsible for repaying the loan with interest.
  • Read the fine print. Once you have selected a P2P platform, be sure to read the terms and conditions carefully before you begin.

The best peer-to-peer lenders of 2022

Are you looking for a P2P platform to use for professional or personal use? You’re not alone. The popularity of loans between individuals to obtain a business or personal loan has grown exponentially in recent years. Loan availability and amounts can vary from state to state, but peer-to-peer lending is definitely worth considering if you need the extra cash. Here is a list of the best P2P lenders of 2022:

1. Thrive

Online lending platform Prosper offers business and personal loans between $2,000 and $40,000 with interest rates ranging from 7.95% to 35.99%. To be approved for a loan, you must have a credit score of at least 640.


Kiva is a non-profit P2P platform that offers a loan amount of up to $15,000. It is one of the best peer-to-peer lenders that offers 0% interest rate. There are no minimum credit scores required and no years of cash documents are needed. In addition, no collateral is required.


HappyMoney is a peer-to-peer lender that offers The Payoff Loan for debt consolidation. Personal loans between $5,000 and $40,000 are available and rates start at 5.99% APR. You will repay the loan in monthly instalments. The maximum loan term is five years.

4. MyConstant

MyConstant offers crypto and institutional loans. The amount of a personal loan can reach $50,000 for individuals and $10 million for institutional loans. Terms are one to six months, and the APR is estimated at 6% to 8%. There is no credit score requirement to obtain a loan.

5. Perform

Peerform offers term loans between $4,000 and $25,000 with an APR of 5.99% to 29.99%. These loans have a term of three years, but can be extended to five years for consolidation loans. You will need a credit score of 600 to qualify.

6. Lending Club

LendingClub will finance loans between $1,000 and $40,000 for consumers and a loan amount between $5,000 and $500,000 for businesses. They do not have competitive interest rates, which range between 10.68% and 35.89%. To qualify for consumer loans, you will need a credit score above 600.

7. Reached

Upstart offers loans from $1,000 to $50,000. They approve loans within one business day and require a 620+ credit score.

8. Street shares

StreetShares offers loans ranging from $2,000 to $250,000. APR rates range from 8% to 39.9% and the company requires a minimum credit score of 540 to qualify for a loan.

9. Funding Circle

FundingCircle provides loans up to $500,000. The company has an APR of 10.13% to 36.00% and requires a minimum credit score of 660.

The best peer-to-peer lending options in 2022

Let’s take a look at the best peer-to-peer lending options you can take advantage of in 2022:

1. Best P2P Lending App

Prosper is the best P2P global lending application on the market. With Prosper, you will benefit from a reduced rate, pay at your own pace and save money.

2. Best P2P loan for bad credit

Kiva is the best option for anyone looking to get a P2P loan but has bad credit primarily because it requires no minimum score to apply.

3. Best P2P Lending for Cryptocurrency

MyConstant is a great option for those looking for a peer-to-peer lending platform that offers fiat and cryptocurrency lending. This is something you won’t find at traditional financial institutions.

4. Best P2p loan for small business

Since 2010, Funding Circle has lent more than $18 billion to more than 120,000 companies in approximately 700 industries. They are a great option for small businesses.

5. Best P2P loan for credit card debt

HappyMoney is a great platform for peer-to-peer lending, especially for those with low credit scores. Checking your rate on their platform is free and will not affect your credit score.

6. Best P2P Online Lender

Upstart is the best peer-to-peer online lender that offers personal loans and auto refinance. They offer smarter pricing, a simple and transparent process, and no prepayment penalties.

7. Best P2P Lending Option Overall

The best overall loan option will vary depending on your needs. You have to decide what is best for you. Looking for the lowest price? Do you have bad credit and need a loan? You had the idea.

Image: Envato Elements

Intersection of NFT and IP – Developments to Watch


As digital collectibles such as NFTs (non-fungible tokens) become more popular in the age of Web 4.0, more intellectual property issues are inevitably created. For those new to this field, intellectual property generally refers to patents, copyrights, trademarks and trade secrets, but in the world of NFTs, copyright and trademark issues usually attract attention. public.

In China, an April 2022 first-print case was made in Hangzhou, Zhejiang province, involving a “chubby tiger” cartoon. In this case, BigVerse, an NFT minting and trading platform, was sued and found liable for copyright infringement on the basis that it created an NFT using plaintiff’s work without permission.

BigVerse has received an order from its user to mint and distribute an NFT based on a cartoon illustration titled “A Chubby Tiger Taking Vaccination”. However, the platform did not verify whether the user was an authorized user of the work, even though the creator’s copyright mark was visible on the design.

The Hangzhou court agreed with the plaintiff, who was an exclusive licensee of the creator artist, on the grounds that due to the immutable nature of NFTs: once struck, they cannot be easily removed. As such, the platform has to shoulder a heavier burden to verify user ownership or legitimacy before minting and broadcasting an NFT. The court held that the platform actually operated as a network service instead of just a content provider and should have implemented an intellectual property review mechanism before creating the NFT at issue.

In the United States, there have been several notable NFT-related lawsuits in recent months:

Nike vs. StockX

In early 2022, Nike sued an online retailer StockX for selling NFTs of Nike-branded shoes, after StockX launched its Vault collection of NFTs. StockX told potential buyers that they could exchange the tokens for physical shoes “in the near future.” After filing a lawsuit, Nike managed to purchase physical shoes on StockX’s platform, which allegedly turned out to be counterfeits. Nike has now taken the case to a new level regarding counterfeiting, since Nike considered these physical shoes to be counterfeits.

It would seem that if StockX only sells its NFT Vault as a “claim ticket” that customers can exchange for real shoes later, they might be able to get away with this practice. After all, NFTs are popular now and if it’s a way for StockX to generate more business, all the more power for them. Moreover, their use of NFTs will definitely lead to more sales for Nike. However, if their sale of the NFT Vault generates much more revenue than a simple claim ticket, one could argue that their NFTs pass on the goodwill of the famous Nike brand. Worse still, if the physical shoes that Nike or other customers buy turn out to be counterfeits, it wouldn’t be surprising if StockX lost credibility, and all bets are off.

Hermes versus Rothschild

Circa December 2021, artist Mason Rothschild created digital images of fur-covered versions of Hermès’ luxury Birkin handbags. The artist called the images “MetaBirkins” and sold them as NFTs.

Hermès is a well-known luxury designer of many fashion products, including its unique Birkin handbag. Hermès owns the trademark rights to the Hermès and Birkin brands, as well as the trade dress rights to the Birkin design. Hermès has accused Rothschild of ripping off the design of the French luxury brand’s iconic Birkin bag. Consumers posting to the artist’s MetaBirkins Instagram page had expressed genuine confusion with the MetaBirkins collection. Similar confusion over the source of the MetaBirkins had been reported in the media.

Unsurprisingly, Hermès sued Rothschild in January 2022, alleging that the artists’ MetaBirkins NFT collection violated its trademarks of the famous Birkin bags. Hermès called the artist a “digital speculator looking to get rich quick.” Hermès sued for trademark infringement, trademark dilution and cybersquatting.

A main question is whether “MetaBirkins” is used as a trademark to indicate its source, or as an artistic expression. Hermès alleged that the artist used the MetaBirkins trademark in commerce to brand its products and generate publicity. The artist claimed that the digital version of the fur-covered Birkin bags was an artistic creation. Also, the title of the artwork, “MetaBirkins”, was not used as a trademark for its products. As such, its use of the Hermès trademark should be entitled to protection under the First Amendment, which must be weighed against its trademark rights in this Second Circuit. This case is currently pending in the Federal District Court of New York.

As an intellectual property practitioner, recent cases from China and the United States seem to suggest an inevitable intersection, or collision, between intellectual property rights and free speech rights as NFTs begin to be in the foreground. While free speech rights are fundamentally important to a society, the rights of intellectual property owners must also be considered, as always. Preferably, any rights created by the adaptation of NFTs should always be analyzed in accordance with the existing legal framework for intellectual property. In other words, what is not permitted under existing intellectual property laws should not become permitted simply because of new NFT technology – at least not without consideration and balancing. In any event, there is unlikely to be a clear test for this collision, and it is expected to be a test of balance on both sides. Stay tuned!

PS On June 9, 2022, two prominent members of the U.S. Senate Intellectual Property Subcommittee requested that the U.S. Patent and Trademark Office and the U.S. Copyright Office partner and study TLS and their impact on intellectual property rights.2

In a letter, the senators asked the two executive agencies to review NFTs in light of their rapid global growth “since their relatively recent introduction.” As mentioned above, NFTs are unique digital assets that are stored on a blockchain and represent ownership of an item.

The senators’ letter asks several questions, including whether there would be any intellectual property issues with future applications of NFTs, how the transfer of an NFT affects the rights associated with that asset, how licensing and infringement rights work. and what intellectual property protections are granted to an NFT creator. Again, it’s an exciting time for IP and NFTs. Stick around!

Billionaire LeBron James’ paint job on $670,000 Lamborghini to match ‘LeBron X1’ is the biggest flex


LeBron James owns a number of expensive and amazing things. For example, a $670,000 Lamborghini to match his shoes!

The world of sport has been profoundly revolutionized in the 21st century. Athletes are not only concerned with sports and now have many other interests.

One area that is becoming an area of ​​focus for athletes is the business world. In fact, a number of top athletes have managed to crack it in that space as well.

A perfect example is none other than one of basketball’s GOATs, LeBron James. Having recently become a billionaire, it’s safe to say that The King is quite a successful businessman.

Read also : LeBron James Shares Video Comparing Bronny James’ Dipping Style To His $170M Best Friend

With billionaire status under his belt, it’s no surprise that LeBron has some of the finest things this world has to offer. This includes a Lamborghini that matches his shoes.

LeBron James owns a $670,000 custom Lamborghini that matches his Nike LeBron X1 shoes

King James has a massive net worth of $1 billion. This vast amount of wealth is of course spread across a number of areas, including money, stocks, businesses, properties, and more.

One thing LeBron likes to spend his money on is cars. Both fast and luxurious, like a Lamborghini Aventador.

In fact, James bought this same car in 2013, for a whopping $670,000. What makes it special is the touch he added to it, customizing the supercar to look suspiciously like his Nike LeBron X1s!

It’s certainly a beautiful car, with an even prettier pair of sneakers to go with it. Certainly a profitable investment by the billionaire, four-time NBA champion.

Read also : LeBron James’ $50,000 gift from his mother sparked huge controversy during high school days

Where to buy the Nanamica x Puma collaboration? Price, release date and more explored


Tokyo-based Japanese brand, Nanamica, is collaborating with German sportswear giant, Puma, for a two-piece shoe collection. The dynamic duo will come together to reinvent the sportswear brand’s iconic Suede VTG silhouettes in two new colorways.

Suede shoes are notorious for their lack of water resistance, as the silhouette loses quality when wet. The Japanese brand is righting the wrongs in its next collab by slathering the classic silhouette with its signature GORE-TEX protective layer.

The collection will be available on the official Puma e-commerce site and in select Puma and Nanamica stores on Saturday August 27, 2022.

Learn more about the next 2 rooms Nanamica x Puma GORE-TEX coated Suede VTG sneaker collection

Next collection of Nanamica x Puma GORE-TEX impregnated suede VTG sneakers (Image via Puma)
Next collection of Nanamica x Puma GORE-TEX impregnated suede VTG sneakers (Image via Puma)

This partnership between Puma and Nanamica marks the duo’s first collaboration. The collaboration uses Puma’s Suede VTG as the basis for Nanamica’s timeless, neutral and iconic technical designs, while utilizing GORE-TEX fabric.

The suede lining of these shoes is covered in GORE-TEX fabric, which is paired with classic flat laces for a cohesive look. The collaborative shoe washes the classic shoe in cool monochromatic hues looking inward at the outward-focused aesthetic. Ayesha Atlee, Head of Design Sportsstyle Footwear at Puma, talks about the collaboration:

“For our first collaboration with Nanamica, we wanted to create something that would be instantly recognizable as a partnership between the two brands. We decided to leverage suede due to its timeless design, mixing it with Nanamica’s neutral shades and their signature use of GORE-TEX fabric was a must to accomplish our vision.”

Nanamica’s official e-commerce site presents the collaboration as follows:

“Combining a waterproof, comfortable and breathable design with a classic design that fits perfectly into your fall/winter wardrobe.”

The two colorways of the collaborative shoes include Vintage Khaki and Parisian Night. The tonal look is enhanced with waterproof qualities and flat laces, as well as subtle co-branding on the trainers’ tongues and heel.

The Suede VTG GTX Nanamica Vintage Khaki and Parisian Night colorways are available for retail at $150. The collaborative items will be available on both brands’ official e-commerce sites on Saturday, August 27, 2022. In addition to the online store, the collection will be available at select Japanese brands’ flagship stores in Daikanyama, Fukuoka, Kobe and New York. .

Learn more about Nanamica

🆕👟 @PUMA launched a new special version of its classic silueta Suede in collaboration with Nanamica. https://t.co/e3U8ttXIMy

Nanamica was founded in 2003 and has since combined functional materials and elegant designs to create standard and contemporary items. Nanamica’s name means “House of the Seven Seas” and expresses people’s desire to create a world without ideologies or nationalities. The label also wants to create a world of sharing.

The Japanese label features its label design as follows:

“We offer ‘contemporary standard clothing’ with a neutral design that defies categorization by gender, age or sex, and we strive to create quality pieces that will stay in your daily life for a long time.”

The label is known for producing very versatile items. It currently has stores in 23 countries, including Kobe, Tokyo, New York and Fukuoka.

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Coming soon!

3 bad credit loans to avoid at all costs


/EIN News/ — GLENDALE, Calif., Aug. 17, 2022 (GLOBE NEWSWIRE) — Getting bad credit loans is tough, especially in an emergency. And some lenders take advantage of this fact to extort more in terms of fees and interest, associated with a lesser loan amount. Thorough research is needed to weed out loans with high APRs and find ones with more acceptable terms. And RadCred, a reliable resource website, helps needy users understand which loans should be avoided and borrow money instantly online.

Getting a personal loan with a bad credit history is difficult, especially given the choices available to you. Because if the matter is not properly researched, borrowers’ credit ratings may further decline due to a cycle of debt. Some malicious lenders target those with bad credit and quickly pass on much-needed money to them, but these loans are often expensive. And when the going gets tough, many may feel the need to avail of these expensive loans, enticing them with worse interest. But before taking out an ill-advised loan, remember these 3 types of loans that should not be used even in an emergency.

  1. Short term loan– These are often small, short-term loans to be taken out to stay afloat until the next paycheck. And when same-day funds are needed, these loans are easy to obtain and may seem like a good option. But considering the interest, the extremely short period available for repayment as well as the low borrowing limit, these are not lucrative at all. Comparing the $15 fee on a $100 loan to the generic 8.73% interest rate on 24-month personal loans shows the real disadvantage of these short-term loans.
  2. Cash Advance Loans- Although these loans can be considered similar to payday loans, there are a few key differences. The good thing about cash advance loans is that people can get bad credit loans for a much higher amount than the usual payday loan. Coupled with this with the fact that repayment can be made in monthly installments, these loans seem like an excellent choice. But these are still much more expensive than normal personal loans. A cash advance loan can have an APR of 299% or more depending on the lender.
  3. Car title loans– When it seems impossible to get a loan for bad credit, most people often opt for these loans. But car title loans are often not the best choice for getting cash quickly. The amount also varies, depending on the value of the borrower’s car, and some lenders can often have very short repayment terms. Not to mention that the interest rates on these loans are also high. But above all, if things go wrong, the borrower risks losing one of his greatest assets.

So, taking out a loan for emergencies with a bad credit score is a chore that can sometimes seem impossible. But with a steady mind and well-done research, the best possible option can be had. The most important part of applying for a bad credit loan is finding a reliable lender, and RadCred makes that possible.

About RadCred:
RadCred is an easy-to-use resource platform where potential borrowers and potential lenders can connect. Their business is to provide a lender willing to provide a loan to those in need. And because local lenders are part of the network, borrowers find themselves in a safe space. Their bad credit loans are secured with industry standard encryption, are easy to get, and help people in difficult circumstances.

To learn more about RadCred, visit their website https://radcred.com/
Contact details
Riya Tyagi
[email protected]

North Carolina Tar Heels Football Kickoff Must-Haves


College football is almost back – and that means we’ll see the North Carolina Tar Heels back on the field soon. Now is the perfect time to prepare.

In just a few weeks, the North Carolina Tar Heels will take the field. Even if we have the impression that it is still too far, we have come a long way since January.

We are in the final stage now. We can do it.

In the meantime, we should do some shopping. Because now is the perfect time to get new gear for a new season.

Here are some of our favorite items, from sideline apparel to tailgate gear.


North Carolina Tar Heels Jordan Brand Icon Victory Coaches 2022 Early Season Performance Polo Shirt

Adopt the same look as your favorite coaches with this Nike polo shirt.

Order from Fanatics for $64.99.


North Carolina Tar Heels Jordan Brand School Logo Legend Performance T-Shirt

Available in several colors.

Order from Fanatics for $39.99.


North Carolina Tar Heels Nike Team Practice Performance Long Sleeve T-Shirt

You’ll practically feel like a member of the roster with this team training performance jersey. Available in several colors.

Order from Fanatics for $39.99.


North Carolina Tar Heels Jordan Brand Coach Short Sleeve Half-Zip Jacket

They might not let you walk the sidelines with a clipboard and helmet, but you’ll feel more than qualified in this coach jacket.

Order from Fanatics for $84.99.


North Carolina Tar Heels Nike Logo Performance T-Shirt

A great shirt at an attractive price.

Order from Fanatics for $29.99.


YETI Roadie 48 Rolling Cooler

YETI is the king of the cooler game, and the Roadie 48 Rolling Cooler is a prime example. You can check out our in-depth performance review here, but here’s the short version: this cooler is sturdy yet maneuverable, roomy yet easy to fit in the trunk/truck bed, and the perfect addition to your tailgate. It fits over 40 standard cans, and comes with an optional hanging tray if you have things you want to keep cool without getting wet.

Buy the YETI Roadie 48 Rolling Cooler.


EVER ADVANCED Folding Steel Frame High Back Folding Camping Chair

Includes cup holder and carry bag. The chair can safely support 300 lbs. Fully padded with oversized dimensions for optimal comfort when tailgating.

Order on Amazon for $42.99.


PK Grills Charcoal Grill and Smoker Set

This charcoal grill/smoker combo is the best portable smoker, according to Amazon. It has an average rating of 4.8 from nearly 800 reviews. Owners claim it’s easy to clean, super durable, and easy to move to the campsite or tailgate. Features 300 square inches of cooking space.

Order on Amazon for $557.


ThermoPro TP19H Digital Meat Thermometer

If you are going to grill and smoke, you need perfectly cooked meat. No one wants a dry brisket – or a raw burger. So do yourself a favor and get yourself a good meat thermometer.

Order on Amazon for $13.99.

CHAPEL HILL, NORTH CAROLINA – SEPTEMBER 18: Drake Maye #10 of the North Carolina Tar Heels warms up during their game against the Virginia Cavaliers at Kenan Memorial Stadium on September 18, 2021 in Chapel Hill, North Carolina. (Photo by Grant Halverson/Getty Images)

fuboTV subscription

If you don’t want to miss a single shot of the season, you’ll need fuboTV. You will have access to all your local stations (NBC, ABC, CBS and FOX), which will obviously cover a good number of games.

Additionally, you will get ESPN, ESPN2, ESPNEWS and ESPNU.

fuboTV’s Pro plan includes 128 channels (including all those listed above), a cloud DVR with 1,000 hours of space, and unlimited screens on your home Wi-Fi network. You can get a one week free trial today and after that it’s $69.99 per month.

fuboTV’s Elite package costs $79.99 per month and offers 184 channels. fuboTV’s Ultimate plan costs $99.99 and includes over 220 channels (including NFL Redzone).

Start a one-week free trial of fuboTV.

This post contains affiliate links, where we may receive a percentage of any sales made from links on this page. Prices and availability correct at time of publication.

Nike KD 15 9th Wonder “Charles Douthit” DO9827-901


From Rick James to Tupac to the entire Wu-Tang Clan, Kevin Durant has long had a special kinship with music and its creators, spawning each of the three artists in a left leg tattoo sleeve. Amid a slew of boastful colorways for his 15th signature silhouette with NIKE, the latest rendition to surface pays homage to legendary music producer – and college professor – 9th Wonder.

Previously showcasing his fixation for tunes through the contrasting “Chill” and “Hype” colorways of the KD 13, the initial look marks the completion of the Producer Pack which has so far included the likes of Durant’s favorite hip-hop songwriters. in Cardo and Boi 1da. .

Inspired by Zion V: The Ballad Of Charles Douthit from his 2020 LP Douthit, 9th’s execution dresses the upper in black mesh and the heel counter in light beige suede. Just as it takes classics and remixes them with a vibrant twist, color blocking strikes with opposing hits of purple and orange on the back tongue, sock liners and inner tongue while the duality continues in the Zoom airbags and the matching brown cage.

For a closer look at the KD 15 “Charles Douthit”, check out the images below while we sit back and wait for more details.

Or buy

Be sure to follow @kicksfinder for live tweets during the release date.

Nike KD 15 “Charles Douthit”
Release date: 2022
Color: N/A

Men: N/A
Style Code: DO9827-901

goeasy: Rough Canadian Growth Diamond (EHMEF)



easy (TSX:GSY:CA) (OTCPK:EHMEF) Canada’s largest venture lender has been an incredible stock to own for the past 5 years. The company has found the middle ground between the riskier payday loan market and the main big bank lenders. The Company’s core segment, easyfinancial, is a network of stores offering personal, home and auto loans. This has been the company’s focus for the past 8 years as its easyhome rental segment has mostly flat revenue/profits. Recently, the company has entered the booming online point of sale and lending business to support growth. Strong growth in the loan portfolio, smart equity investments and good management led to a significant outperformance of equity appreciation during this period. It has been one of the best performing stocks on the Toronto Stock Exchange for the past 10 years. The company has a strong dividend yield of 2.54% and has been growing every year for many years, making it extremely attractive to investors. The nature of its business in high-risk subprime lending kept some institutions on the sidelines, but that turned out to be a mistake as the company fired full steam ahead. The company recently reported a very strong second quarter impression even as recession fears ripple through the markets.

Q2 Print offers long-term confidence

goeasy tends to have a very stable quarter-over-quarter performance for a small-cap stock, with consistent growth in revenue and profitability over the past few years. Revenue growth was 24.4% over the prior year to CAD 252 million. The key metric moving the stock on a shorter-term basis is loan creation — new loans the company created during the quarter. The second quarter was a huge quarter for loan applications with the highest number of applications ever for the company. The company recorded an extremely strong $628 million in originations in the quarter, with loan growth of $216 million after taking into account runaway loans. After the quarter, the company holds loans of C$2.37 billion, showing how strong originations are today. Some of this strength is due to company-specific factors such as the new auto loan product, which management announced as it was $50 million in the quarter, up 450% from compared to last year. They also saw home equity lending strength up 169% from a year ago. These home equity loans are secured against the value of the home, reducing the risk for GSY. This is one of the factors that has allowed goeasy to reduce its net load factor from 13% a few years ago to a range of 9-10% today. This means a smaller loan loss provision is needed and more money for the bottom line with a record operating profit of $85 million or an operating margin of 35.3%. The downside of a lower yield on these higher performing loans is negated by the increased credit quality and stability they provide to the business over the long term.

Another factor in the strength of subprime consumer lending is recent inflation issues weighing on low-end consumers. This means that more people may need to take out a loan to consolidate debt or meet large payment obligations. GSY mentioned how strong the demand for motorsports and home improvement was, detracting from the impending recession theory discussed recently. These are discretionary purchases for which someone who has gone bankrupt may have to turn to GSY if they cannot lend from the major Canadian banks. The company also noted on the second quarter conference call that the lending requirements of Canada’s Big 5 banks have tightened, causing some low-end customers to pull out of the big banks. The record number of customers this quarter seems to suggest that this is a factor at play. This tailwind should help going forward, as inflation is unlikely to subside soon and spending remains probably tight at the lower end of the income scale where GSY has customers.

GSY data by YCharts

As you can see above, the business is actually cheaper on a price to earnings basis than it was before Covid-19 in late 2019 and mid 2018. However, the business still benefits a lower impaired loan rate and a higher growth rate. The stock’s fair value is likely in the high $100 range with a solid 10-20% share every year with strong performance. Keep in mind that because the company has a strong background, GAAP net income is reduced in the short term by an increase in loan loss provisions, with this income being built up in future quarters as the loans are repaid. You can see it in the chart above with TTM’s net profit shrinking to $159 million. Yet the company is trading at just 15x the lagging P/E, just a little higher than the 5-year average. The company plans to nearly double its loan portfolio by the end of 2024 to around C$4 billion, which would mean significant growth still to come. That’s with a moderate addition of 20-35 locations over the next two and a half years, showing that it’s mostly coming from the efficiency of their current locations. This helps increase the company’s operating margin, even with a 2% lower yield on consumer loans. The increased advantage of its online lending offerings helps increase operating margin over time as the business benefits from scale.

Presentation GSY Q2

Performance indicators (GSY Q2 presentation)

Canada boosts investment

goeasy made a significant acquisition last year with its purchase of LendCare to give itself a strong footing in the auto lending and powersports business. They paid $320 million for the business, acquiring $404 million in loans to support growth. LendCare has been a major asset to them over the past year with a mostly secure wallet, with a lower interest rate helping to reduce charges and bad debts. This area has provided a new vertical for goeasy to lend to, helping to propel the next stage of growth while improving credit quality. They have just invested C$40 million in Canada Drives, the largest online car buying and delivery platform in Canada. Non-preferred customers of Canada Drives will be able to obtain loans through GSY, contributing to growth in this area. Over 100,000 customers have been referred from Canada Drives over time, and the strengthening of this partnership is a significant benefit. GSY has also had great success in similar investments in the past, with a $34.3 million investment in Paybright in September 2019 that turned into a huge gain in Affirm (AFRM) shares upon its acquisition. The gain on this purchase to date is 3.2 times the initial investment, an impressive gain of C$109 million as of August 2022. These smart moves help provide confidence that the company will be able maintain revenue and earnings growth of more than 15% even as the loan portfolio becomes less risky.

Risk factors

The market views risks such as a possible bill to lower the legal interest rate in Canada as unlikely. Bills like this have been introduced in the House of Commons of Canada in the past, but have never been successful enough to move forward to a vote. The reason being, as CEO Jason Mullins has argued, it actually pushes consumers into things like payday loans that don’t help rebuild credit. To hedge against this unlikely possibility, the company has reduced its blended interest rate, with the growing use of secured loans offsetting this potential risk to some extent.

The risks of recession due to the subprime consumer were largely denied during the Covid-19 pandemic. Many customers try to rebuild their credit ratings and thus take out loan protection that prevents write-offs during bad economic times. Additionally, many customers with unsecured loans do not own their own homes, which means less difficulty repaying the loans than those who find themselves struggling with a mortgage. This remains the biggest risk for the stock, with the stock showing some volatility during the March 2020 Covid-19 shock. The stock fell from $79 to a low of $20 with no deterioration in fundamentals. Keep in mind that similar shocks are a risk in the future, as thinly traded small cap stocks with perceived risk during the recession.

Conclusion – An essential Canadian action

The reward for goeasy has far outweighed the risk over the past few years and the company has significantly reduced its risk profile over time. Some avoid the stock because of its perception as a “sinful” stock or that it will crash in a recession. However, these unfounded fears simply mean increased shareholder returns for those who invest. The company is strong with a growing online presence, improved brand image and impressive ROI. I highly recommend US investors take a look at this name, as it trades over-the-counter under the ticker symbol EHMEF. Keep in mind that if you are buying in USD liquidity and volume will be quite low and use limit orders to average the name. It has far outperformed its US peers in the space, with lower-end Canadian consumers exhibiting a superior risk/reward profile. The company will continue to grow in the years to come, with more dividends, making it a very attractive financial value for any portfolio.

“We decentralize fashion – more tips that decide for you what’s the new trend


“E-commerce is old school and sales were difficult. Gaming has been around forever and social gaming has grown during Covid. There are three billion players and many more avatars. People invest a lot of time in dressing up their avatars,” said Rinat Homossany Perry, CEO and co-founder of StyleCluless, explaining why her company decided to turn to gaming. want your avatar to look beautiful. It’s more than a version of who you are, it’s a version of who you want to be.

Founded in 2018, StyleClueless is an AI-powered outfit recommendation platform aimed at decentralizing shopping exploration. “We guide players because there are many designers and there are legacy brands such as Nike and Gucci, so there are many clothes. There are more than 50 million options per game, so you can easily get lost It’s confusing and gamers (especially Gen Z) have no patience, so StyleClueless is basically telling them ‘let us inspire and guide you,’” says Homossany Perry.

1 See the gallery

Rinat Homossany Perry, StyleCluless

Rinat Homossany Perry, StyleCluless

(Photo: Rinat Homossany Perry)

Homossany Perry began her career as a fashion designer and stylist. She then moved to Singapore for six years where she was introduced to AI and ML. “In Singapore I joined an amazing data scientist and together we created a rule-based algorithm that knows how to take an item and match it to other options. This way we can create different looks according to different colors and styles. Then we did a POC with a company based in Singapore. We gave them iPads and every time someone came into the store and chose a garment, we offered them more combinations and added a promotion like buy two get one free We A/B tested it and saw that in the store with our product everyone else was taking advantage of the offer and in the other stores, the promo was barely successful.Then Covid hit and we had to pivot.

CTech’s She-inspires series follows the stories of various female leaders in Israel. The interviewees come from a variety of industries: some hold senior positions in large organizations, some are founders, and some are key players in industries aiming to change the world for the better. The objective is to know where they come from, where they go and how they inspire an entire sector that is heading towards a glass ceiling just waiting to burst.

“We have many companies that want to work with us, starting with names like Paris Hilton and Roblux. We can take 2,000 items and then provide a more personalized shopping experience that includes retention. When a new item is launched, we can offer it to players,” said Homossany Perry.

Asked about the future, Homossany Perry spoke enthusiastically about Web3. “Who decides the trends? Until now, it was a fashion tip from legacy brands. However, with StyleClueless, we can show players the relationship between elements, we can show them trends. We decentralize fashion – more advice that decides for you what the new trends are.

When asked what advice she had for her fellow founders, Homossany Perry didn’t jump for a moment and immediately replied, “When we got our POC, we got a call from a big potential client who wanted to really our solution. We had the ability to match 100 items at the time and they asked for 10,000 items so I said no. I should have said yes, anyway it would have taken time to close the deal. My advice is always to say yes, then settle the rest later with the right people. I would have been somewhere else today. The world waits for no one.

Nike Blazer Mid 77 Vachetta Tan DQ7572-200


When Hender Scheme started making waves with its various replicas – from the Air Force 1 High to the Air Jordan 4 – the sneaker industry quickly responded by dressing its own shoes in similar leathers. And while not as prevalent today, Nike has begun reincorporating Vachetta Tan in recent months, this time via the Blazer Mid ’77.

Unlike Ryo Kashiwazaki’s work, however, this Blazer Mid ’77 forgoes wrapping its leather midsole, opting instead for a standard white colored bottom. Above, the natural-finished material constructs most of the upper, from its overlays to its Swoosh. And instead of the usual embroidery and printed text, the tongue label and heel tab feature more stylish debossed logo hits.

For a closer look at this upcoming Blazer, check out the official images below. These should be arriving at select retailers and Nike.com soon, so hold on tight.

Separately, official images of the HUF x Nike SB Dunk Low San Francisco surfaced last week.

Or buy

Be sure to follow @kicksfinder for live tweets during the release date.

Nike Blazer Mid ’77 “Vachetta Tan”
Release date: 2022
Color: N/A

Men: N/A
Style code: DQ7572-200

Why Kobe Bryant’s deceased body was shown in a bar


Deputy who took close-up photos of Kobe Bryant’s body says he “did nothing wrong”

A civil lawsuit is underway over grim photos of late NBA great Kobe Bryant that were allegedly shown in “off topic” settings, including a bar.

Bryant’s widow, Vanessa, claims photos of the helicopter crash that killed her husband and young daughter, Gianna, were shared outside of the investigation by firefighters and Sheriff’s Department employees.

The fatal helicopter crash on January 26, 2020 claimed the lives of nine people.

Kobe and Gianna in 2019.

A total of approximately 25 close-up photos of the crash and human remains from the helicopter crash have been documented by firefighters.

According to Deputy Douglas Johnson who took the photos, he was instructed to do so by Deputy Raul Versales in command post.

Douglas Johnson MP
Photo credit: BACKGRID

However, Versales denied ever giving this instruction. Versales says everyone at “command post, including myself, we did not ask for photos.”

Vanessa Bryant’s attorney pointed this out to Johnson in front of the jury.

Do you know that MP Versales denied asking you to take photos on January 26, 2020? »

Eric Tuttle, attorney for Bryant

“I’m not,”

douglas johnson

The photos were then reportedly shared in informal settings and shown to people outside the investigation.

A former emergency medical technician, Luella Weireter, testified that she saw LA County firefighter Tony Imbrenda circulating photos of Bryant’s remains on his phone during the Golden Mike Awards broadcast.

The track is expected to last two weeks, with Vanessa Bryant due to face the officials responsible.

Vanessa Bryant leaves court

The Funniest Subtle Things Reddit Has Noticed


90 day fiance is one of TLC’s most popular franchises, with the parent show currently airing its ninth season. Since 2014, viewers have watched countless long-distance couples attempt to formalize their relationship by bringing their international fiancé on the K-1 visa. Similar to other reality shows, very few have gone the distance and the fates of the Season 9 couples have yet to be fully revealed.

Some moments from this final season were downright hilarious, like Jibri splitting his pants before picking up Serbian fiancee Miona from the airport. Other scenes were more subtle in their delivery. Reddit users were quick to speak out on these less outrageous but still funny moments.


Missed a place

Bilal, originally from Missouri, did his best to make his house immaculate when his fiancée Shaheeda, from Trinidad and Tobago, arrived. Bilal presents himself as a stylish real estate agent and a neat freak. That being said, audiences noticed something rather odd about his preparation.

RELATED: The 10 Worst 90 Day Fiancé Cast Members On Pillow Talk, According To Reddit

Editor PeppermintJutsu I saw “those lemon pepper steps all over that white carpet”. It seems a bit contradictory since Bilal considers himself an expert in cleanliness, yet he didn’t take off his shoes when entering the house.

Not the first rodeo

Venezuelan Guillermo, 23, and his Virginian fiancée Kara, 29, are among the friendliest on 90DF Season 9. Despite some obstacles, they seem invested in each other. This rang especially true in scenes with more compassion and less melodrama.

Kara decides to take her fiancé to the rodeo to cheer him up after learning of her older brother’s passing. Although touched by the gesture, this was not new territory for Guillermo. User LadyDeath Stryker found Guillermo stating that it was not his first rodeo “over a literal rodeo cracked me up.”.

Sumptuous pancakes

Ariela “Ari”, 30, from New Jersey, and her Ethiopian fiancé Biniyam “Bini”, 31, are the only couple returning this season. They had already starred in seasons 2 and 3 of 90 Day Fiance: The Other Way, before moving on to the main show. Ari’s attire on a daytime date had viewers scratching their heads.

Editor wrasslefrassle was “dying atop the glittering top of PJs Pancake House”. Ari looked way too dressed to go to a creperie in the middle of the day, donning a leather jacket over a cocktail dress. Although unusual, at least the outfit was a complete look.

bidet all day

Egyptian Mohammed, 25, and New Mexico resident Yve, 48, seem to be at constant odds. They have very contrasting views on religion and future plans, with many fans believing this 90 days Fiance couple have red flags and ultimately won’t make it down the aisle. At Mohammed’s request, Yve bought him a bidet for his bathroom.

The couple started bickering in front of the plumber, as Mohammed did not want Yve to be alone with another man as it goes against his Islamic views. The plumber had fun, because an user noted how much he “loved tea, the most interesting day at work ever.”

space savior

Previews of a show’s next episode are compiled from the best clips. They contain a variety of scenes ranging from romantic to ridiculous. Often a fight is started to increase the drama factor.

Series star Jibri Bell is making her dreams come true by recording with a renowned music producer. Unfortunately, he gets into a physical altercation with his teammate and best friend Daveed, one of the group wearing an astronaut helmet intervening. User kp1088r thought “Space Cash trying to break up the fight.” was downright hilarious. Talk about a real space cowboy!

No slime about it

Brazilian Thais and her Texan fiancé Patrick have been at odds almost since her arrival in the United States. One of their main arguments revolved around finances, coming to a head at a furniture store. What they didn’t know was that the seller’s suggestion to buy a vase would stand out to fans.

Some fans found humor in the placement of the vase in the Thaís and Patrick segments. Editor Shannenb1234 says “the $38 vase at the forefront of all these shots kills me”. In its subtlety, this 90 days “Easter egg” is quite funny.

Braids all day

Regardless of the production, editing is a key factor. Over the years, some former reality stars have credited the editing to their television portrayals. Other times it can create major continuity issues, with such an event occurring to Ari when she decided to change her look.

RELATED: 10 90 Day Fiancé Cast Members With Incredible Tattoos

During a braiding session in a beauty salon. Ari’s hairstyle kept changing with every frame. User LaboriousRevelry thought it was hilarious how Ari’s hair “keeps changing one braid, two braids, no braids.” Overall, it makes the tone of the scene inconsistent despite the intense conversation between Ari and Bini.

Put a ring on it?

Kansas native Emily and her African fiancé Kobe have become one of the most talked about couples of the season. Fans expressed their disdain for Emily’s many actions and her fiancé’s treatment. Viewers weren’t the only ones to notice his behaviors.

While trying on wedding dresses, Emily showed off the engagement ring she had bought herself, not being happy with Kobe’s original selection. User party inspector took note of the family’s reactions, saying “the faces of Emily’s family when she pulled out the ring…her grandma hates her.”. Such a decision ranks among the worst decisions made in 90 days Season 9.

brutally honest

Meeting a loved one’s group of friends can be fun or nerve-wracking, sometimes both. In the case of Mohammed and Yve, it was the latter. Upon meeting Yves’ ‘squad’, they bombarded Mohammed with offensive comments and questions on topics ranging from sexuality to religion.

RELATED: 10 Unexpected Businesses Started By 90 Day Fiancé Cast Members

Feeling guilty, Yves’ friends try to make peace with Mohammed, but he had none of it and let his friends know he still doesn’t like them. User md28usmc found humor in the reaction of Yves’ friends, saying that “the expression on their stupid faces was priceless.”.

Don’t knock me down

One of the biggest steps in a relationship is meeting each other’s parents. It usually becomes a commit or a breakpoint depending on the outcome. However, when Thaís met Patrick’s mother and sister, viewers were distracted by something else.

Patrick’s mother, Paula, wore rather garish makeup for this meeting. It’s safe to say it was an eyesore for viewers. User glossiglam thought “Mom looks like she got her make-up done by the undertaker on always sunny.” Softer tones would have toned down the look but also reduced the unintended hilarity.

NEXT: The Greatest 90 Day Fiancé Couples Of All Time, According To Reddit

Jamal Crawford talks about his relationship with Ken Griffey Jr.



Thirty-two years ago, Baseball Hall of Famer Ken Griffey Jr. took part in the Foot Locker Slam Fest. He went up against Pro Football Hall of Famer Cris Carter. The latter would receive a 9.3 rating on his second dunk attempt. Meanwhile, on his second dunk attempt, Griffey would receive a 9.1. This allowed Carter to advance to the next round.

Following his win over Griffey, Carter was interviewed by ESPN’s Dick Vitale. Vitale began the interview by saying, “I thought you were a fluke, but you are for real.”

Carter would answer“Well, that shows Dick you don’t know everything.”

“I’ll tell you what, you’re right. Hey, very lucky. You will need it in the next round,” Vitale said.

Carter would go on to thank Vitale. Thus began Ken Griffey Jr. and his relationship with the game of basketball.

Have Ken Griffey Jr. and Jamal Crawford ever played one-on-one?

ken clawy jr.
Ron Chenoy-USA TODAY Sports

Speaking of Ken Griffey Jr, he spent much of his career in Seattle as a member of the Seattle Mariners. During his time in the Pacific Northwest from the mid-1990s to the early 2000s, basketball legend Jamal Crawford made a name for himself at Rainer Beach High School in Seattle.

Crawford told me that in the past, the Baseball Hall of Famer showed up to a few of his high school games while he was with the Vikings.

In a recent interview with Crawford at his annual The CrawsOver Pro-Am at the University of the Pacific in Seattle, I asked the former three-time NBA Sixth Man of the Year if he’s ever had the chance to play against Griffey Jr. on the basketball court.

Related: Ken Griffey Jr. & Sr. Play Wrestling Before Field of Dreams Game

“I never played basketball against Ken Griffey Jr,” Crawford said.

“He took me when I first threw the first pitch with the Mariners, and I have a picture in my house with him, me and my son. But I never played basketball with him. I know it had hops. He used to be in ‘The Rock and Jock game’ for sure doing the dunks.

Crawford laced his sneakers with some of the best the NBA has had to offer, including GOATS such as the late great Kobe Bryant, Michael Jordan, Chris Paul, Scottie Pippen, Kevin Durant, Kyrie Irving, Derrick Rose and more. He’s also had the opportunity to play some of those greats in his Crawsover Pro-Am since taking over for NBA great Doug Christie in the city of Seattle.

Want to have a catch?  Ken Griffey Sr., Ken Griffey Jr. exit Field of Dreams to play catch

Ken Griffey Jr. will bring his father to see LeBron James and Bronny play together

lebon james bronny james
PHIL MASTURZO via Imagn Content Services, LLC

Ken Griffey Jr. is a basketball fan, and earlier this year he was invited by Sports News‘ Erika Fernandez on LeBron James and Bronny James following in the footsteps of him and his dad Griffey Sr. Young Griffey shared when it happens that he wants to be there and bring his dad.

“When that happens, I will be there. I’m going to take my dad to the game. Griffey Jr said.

“We are going to the game. LeBron being a Nike guy. I’m a Nike guy. I’m going to make sure I’m there at this game. And I think it’s important that we’re all there to celebrate someone else’s success. Because that’s the thing when you play sports, you don’t celebrate yourself. You celebrate others. And that’s the beauty of sport. And we’re going to celebrate hopefully in a few years LeBron and Bronny playing together.

LeBron James would only leave the Los Angeles Lakers to team up with his son Bronny

James responded via Twitter and shared“One of my favorite people in the world!! I love you, kid! Thank you for your love and support since the first day I stepped onto the scene.

Finally, Griffey joined the Mariners ownership group last October, according to IF.

“I am thrilled at this incredible opportunity to join (Mariners President) John (Stanton) and the rest of the Mariners Partnership Group,” Griffey said in a statement. “It’s a dream come true through the relationship I’ve always had with the team, its fans and the city of Seattle. I see this as another way to continue giving back to an organization and a community that have always been supportive of me and my family, and I look forward to continuing to contribute to the success of this organization in any way I can.

According to ESPNGriffey and his family are also part of the ownership group that owns the Seattle Sounders in 2020.

“It’s an important day for our whole family,” Ken Griffey Jr. said in a statement. “My wife Melissa and I said we wanted to be a part of something special, not just for ourselves, but for our kids to be proud of, and that’s it. We know how much this club means to the people. Sounders fans, and for us, it goes back to the town where it all started for our family.

We are joining a first class organization and we are so proud to give back to the city we love. To the Seattle Sounders Community: We are inspired to be a part of what you have created. Like you, we’re thrilled to support our incredible team as the players prepare for this year’s playoffs.

Seattle drafted Griffey Jr. with the first overall pick in 1987, and he would then become a star with the Mariners for the first 11 seasons of his career.

During his 21 years in Major League Baseball, Junior would rack up accolades such as ten Gold Gloves, MVP, All-Star MVP, 13 All-Star appearances, seven Silver Slugger Awards, and three-time Home run Derby Champion. He is also seventh on the all-time home run list with 630 homers.

You need to regulate how much you can actually afford to pay each month


You need to regulate how much you can actually afford to pay each month
  • How much money including your own loan on mortgage fees? Spreading the cost of a small personal loan over the name of a mortgage could end up being a lot more expensive than you think. Understand the chart below to get an idea of ​​how much. Although you are absolutely offered to add a personal bank loan to the financing, you should speak to your mortgage lender and find out exactly how much you can borrow and what it would cost.

Unsecured loans instead of mortgages

If you’re considering borrowing more money than your finances or taking out a personal bank loan entirely, keep reading to find out exactly how funds stack up against mortgages.

Unsecured loan or home loan?

As mortgages are reduced over the years, their monthly costs toward a mortgage will tend to be cheaper than the monthly costs of consumer loans.

Like for example, a personal bank loan of 10,100,000? on a 24 month 8% mortgage is about to charge you up to 450? each month.

The same $10,100,000 financial obligation, https://signaturetitleloans.com/payday-loans-wy/ in a 20-12 month financial bond, with a 6% mortgage costs as much as $70 over 30 days.

But consider that since you’ll end up spending even more than €70 more than a much longer stage, over time you might have €6,000 out of pocket, because in case you might have a good 6% interest, he interest rate is through your throughout the new ongoing financing charges.

Personal bank loan or extension of real estate financing?

What is important to keep in mind when considering financing or stretching financing is when you are borrowing from the bank and over what period.

Try using the loan installment name; sooner or later, it is the delay that makes you feel the total amount of cash you only pay.

Anytime you can repay the debt over more than 5 years, as opposed to 20 or 25 years, then you will definitely get better results towards a personal loan.

It doesn’t matter if personal loans cost more each month, they manage to have less time and are usually lower in the end than their mortgage could be.

Even with the low interest rate you can get an efficient home loan compared to the speed of a consumer loan, usually the mortgage payment tag can be much longer and therefore you pay much more attention .

However, having a small unsecured loan wrapped up in a 25-12 month mortgage can be expensive, if you prefer an extended repayment period, a long-term home loan may be best.

Consumer loan or second home loan?

It doesn’t matter if you opt for an unsecured loan or a second financial loan, the interest you will receive is determined by your situation.

  • A clean credit history and you will have a lower life expectancy than the financial value (LTV) at your home, means you are felt throughout exposure and generally expect to get a much better rate.
  • A deplorable credit history and you’ll increase your mortgage so you can appraise your home will mean you’ll be more likely to qualify for an effective high rate and feel the greatest luck

Also taking into account the costs of personal debt to the second home loan, you may have to pay more fees and charges.

  • Set-up fee or arrangement fee
  • Representation expenses
  • Court can cost you dearly
  • Questionnaire fees

The main advantage of home loan secured financing is that it often creates longer cost terms, which really helps to keep your normal costs at a reasonable price.

But no, in line with the new much more controlled monthly money, the new downside is that you end up using a lot more focus along the sideways cycle, and therefore end up charging a lot more than you think.

Yes! In the event that lenders will need all outstanding bills when evaluating their financial application, who has a personal loan cannot prevent you from granting a home loan.

Trying to get an unsecured loan leaves a mark on their loan document, which mortgage brokers can find when appraising the job. A point against your document can work against you for many who process a personal loan 90 days before doing mortgage software.

  • Do you really need to remortgage? For many who find themselves forced to take out a different home loan so they can acquire more income, if not a good mortgage to help you consolidate the money you owe, there may be even more costs involved. For example, the exit from your existing home loan plan tends to include fees, if not fees that will make conversion prohibitively expensive. Fixed rate mortgages are subject to strict regulations when it comes to early decision making, and you could also be exposed to high prepayment charges.

Nordstrom Offers Back-to-School Clothes and Shoes 40% Off – SheKnows


If you purchase an independently reviewed product or service through a link on our website, SheKnows may receive an affiliate commission.

Now that summer is coming to an end, it’s time for us parents to buckle up and get ready for a new school year. Whether your kids are back-to-school veterans or you have a preschooler, one thing is for sure: they’ll need some new staples to add to their closets before day one. But you are lucky. Right now, Nordstrom has hundreds of items up to 40% off, making it super easy to shop for everything you need.

Related story

Birkenstock’s new sheepskin sandals take comfort to a new level and they’re available in 3 colors perfect for fall

Nordstrom’s back-to-school store has tons of cool shoes, like high-top Nikes and coveted sheepskin Uggs at a price you don’t want to miss. You can also take comfortable clothes like Zella Girl leggings and mesh-lined shorts to stay warm on the first day. And if you need to stock up on backpacks, don’t worry. Norstrom always has a large selection that is always in stock. Hurry up, check out some of the best deals going on, before it’s too late!

Kids’ Nike Blazer Mid ’77 High Top Sneakers – $60.00 – $70.00, originally

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Prepare your kids for back-to-school with these classic Nike hi-tops. The shoes are an updated take on 1970s “b-ball” Nikes and have a modern look, still with that old-school freshness. Typically, sneakers cost up to $75, but you can get them from $60 right now.

Tucker + Tate Bike Shorts 2-Pack – $7.00-$14.00, originally $14.00

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Tucker + Tate

There’s no better time to restock your little ones’ play clothes. If they’re heading back to school, this two-pack of bike shorts will have you fueled up in no time. The shorts are soft, durable and won’t shrink in the wash. In addition, there is an electric group that makes it easier to put on and take off the shorts.

Cristina Martinez Kids Crew Neck Cotton Sweatshirt – $15.97, originally $42.00

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Cristina Martinez

Before we know it, cooler weather will be here. That means it’s time to start thinking about the transitional diapers your kids will need. This sweatshirt is the perfect addition to any wardrobe. The print is cute, but minimalist enough for those who don’t like busy patterns – and it’s under $20.

Rip Curl Great Scott Hybrid Shorts —

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Rip Curl

Kids prioritize comfort, and with these hybrid shorts, yours will stay snug all day long. The shorts have a mesh lining, a drawstring waist and front slash pockets that hold the essentials. They’re perfect for soaking up the last few days at the pool and then hitting the gym.

Zella Girl Asana High Waisted Leggings – Originally $23.40

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If you have a pair of Zella leggings for yourself, you probably know how comfortable they are. Now you can nab a pair (or two) for your mini-me while they’re on sale for under $25.

Ugg Bailey Bow II Water Resistant Genuine Sheepskin Boots —

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Uggs are one of the best-selling items at Nordstrom, and if a pair is at the top of your little one’s back-to-school list, you’re in luck. Right now, you can get this sheepskin pair for nearly half the price of regular price.

Sneaker Press Release Updates August 6, 2022


August is almost halfway, which means fall and winter are getting closer and closer. Ahead of the colder seasons of the year, some of the biggest players in the footwear space have unveiled new offerings.

adidas Yeezy may not exist much longer given the tensions between the Three Stripes’ leadership and the former name ‘Kanye West’, but that hasn’t stopped production of the partnership’s product. The Yeezy Slide “Azure”, the first blue style of Ye’s slip-on hit, has emerged via leaked images, teasing fans about an option they’ve been asking for for years. Away from the adidas family, Salehe Bembury unveiled two new looks from his Crocs Pollex Clog, further cementing the New York native as a force in the footwear world.

In Oregon, NIKE, Inc. has been paired with dozens of new styles for some of its most popular silhouettes, including the Nike Dunk and Nike Air Max 1. Additionally, the Swoosh has shared official looks at the Nike Air Deldon, the first original signature. sneaker for Elena Delle Donne, currently forward for the Washington Mystics in the WNBA. Handfuls of Air Jordan releases were also revealed throughout the week, including the next rumored retro in Travis Scott’s collaborative catalog.

For a look at all of this and more, including all of New Balance’s releases, check out our top headlines from August 6-12 ahead.

First Look at the Women’s Air Jordan 11 “Midnight Navy”
Start saving now.
READ MORE: Air Jordan 11 Midnight Navy
READ MORE: Jordan 4 Messy Room
READ MORE: Kurt Busch Jordan 11 Car

Travis Scott’s Air Jordan 1 Low OG “Phantom” Revealed
It is lit, even if it is dark.
READ MORE: Travis Scott Jordan 1 Low Phantom
READ MORE: Jordan 1 Mid Split Blue
READ MORE: Jordan 1 Mid Split Cherrywood
READ MORE: Jordan 1 Low UNC Gray
READ MORE: Jordan 1 Low Multi-texture

Yeezy Slides are coming to “Azure”
To finish.
READ MORE: Yeezy Slides Azure

This Week in Nike Dunks
10s across.
READ MORE: Nike Dunk Low
READ MORE: Nike Dunk High

This Week in the Air Max News
A great performance for its 35th anniversary.
READ MORE: Air Max 1 Mineral Slate
READ MORE: Air Max 1 Sail Ironstone
READ MORE: Patta Air Max 1 Brown
READ MORE: Air Max 97 Gold Bullet
READ MORE: Air Max Scorpion
READ MORE: Air Max Scorpion Wolf Gray
READ MORE: Air Max TW White Black

Aimé Leon Dore goes hiking with the New Balance Rainier
READ MORE: Aime Leon Dore New Balance Rainier
READ MORE: New Balance 991 Green
READ MORE: New Balance 2002R GORE-TEX

This Week in Air Force 1 Collabs
To celebrate 40 years of sneakers.
READ MORE: UNDEFEATED Air Force 1 Multi-Patent
READ MORE: Billie Eilish Nike Air Force 1 Low

Official images of the sacai x Nike Cortez 4.0 in Gray
Combining past and present.
READ MORE: sacai Nike Cortez Gray

Brain Dead brings nature to the Reebok Club C Revenge
READ MORE: Brain Dead Reebok Club C
READ MORE: Jurassic World Dominion

Salehe Bembury’s Pollex clog emerges in tree camouflage
Let them come.
READ MORE: Salehe Bembury Crocs Tree Camo
READ MORE: Shoemaker Salehe Bembury Crocs

Elena Delle Donne will have her own Nike basketball shoe
The first of many.
READ MORE: Elena Delle Donne Nike

ICE Studios brings Chilly Blue to the ASICS GEL-Kayano 14
READ MORE: ICE Studios ASICS GEL-Kayano 14

We don’t need more throwback jerseys, we need throwback looks


Everyone in the NBA is all excited about throwback jerseys, and that makes perfect sense. Why wouldn’t a capitalist entity dust off some old designs, remarket them, and have legions of fans buying back clothes? There’s a delicious Scrooge McDuck quality to it all.

The Pistons are bringing back their mid-’90s teal, Golden State is paying homage to the Warriors of the “Run TMC” era, and on Thursday the Bucks showed off their “classic” look from…2006. Alright, whatever if a rollback is not this old as long as people like it.

The problem is that colors and logos are really only a small piece of the puzzle. It’s not just what a uniform looks like, but How? ‘Or’ What it was worn out — and that’s what gets lost when you do that sort of thing. It just wouldn’t be the same to see Utah’s classic Malone-era jazz jerseys without at least one player wearing shorts so small you’d half expect to see a testicle fall out of a pant leg without warning.

So we need these teams to not only commit to their old look, but convince their players to do it like before. This is where this concept becomes truly magical. I’m not a sadist, I don’t expect players to wear Reebok pumps from 1989 when there were advancements in shoe technology, but at least something like that.

TJ Ford’s comically wide shorts

It was the closest thing to capris in the NBA. I need shorts that say hello to socks like “hi neighbour, we just moved into shins and wanted to introduce ourselves.” Hell, I bet TJ Ford was rocking 5 XL to make it work and he was 6’0. If Giannis tried to succeed, I need to see the XXXXXXXXXXXXXXXXXXXL needed for it to work, then have them donated to turn into blankets for the needy.

Tight Pistons

Detroit Pistons vs. Milwaukee Bucks

Photo by Focus on Sport/Getty Images

What always amazed me about the Pistons of the mid-’80s was how they chose the tightest uniforms possible for a sport that inherently required such freedom of movement. Damn, look at Dennis Rodman here, one flex and he comes out of this thing like The Incredible Hulk. I know some might say it’s a competitive imbalance, but fashion waits for no one.

Tiny shorts, long socks and knee pads on huge people

Washington Bullets vs. Denver Nuggets

Photo by Damian Strohmeyer/Allsport/Getty Images

I know it’s not photoshopped, but man, it feels photoshopped. What we have here is the complete reverse of the giant TJ Ford shorts situation. Manute Bol killed in his absolutely tiny shorts while playing for the Bullets, and I know they were absolutely normal sized human shorts because look at Muggsy Bogues in the same ones.

Atlanta Hawks vs Washington Bullets

Photo by Andrew D. Bernstein/NBAE via Getty Images

Anyway, I want more extremely tall people in shorts who look tiny.

Magic Johnson’s pants

NBA Hoop It Up Celebrity Tournament

Photo by Jeff Kravitz/FilmMagic, Inc.

I know this is from a celebrity game from 2002, but the Lakers should wear pants, damn it.

Kobe’s glove

I know it’s kinda against the rules because Kobe was wearing a glove after he broke a bone in his hand, but still, it’s a basketball glove. I’m not going to ask everyone to wear a transparent Rip Hamilton or LeBron mask, but I will ask all Lakers to wear one glove for one game.

Who knows, maybe they’ll love life with just one glove? You never know if you don’t try.

Fig Personal Loans Review 2022


Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.

Fig personal loans

Regular APR

35.99% to 211% APR, depending on your condition

Regular APR

35.99% to 211% APR, depending on your condition

  • No credit check
  • Low minimum loan amount
  • No late fees
  • Quick funding
The inconvenients
  • Very high APRs
  • Only available in 8 states
  • Low maximum loan amount
  • Income requirement
More information
  • Loan amount between $50 and $500, up to $1,000 for returning customers with a good payment history
  • Customer service by email or SMS, not available on weekends
  • Loans available to residents of California, Florida, Illinois, Missouri, New Mexico, Ohio, Texas and Utah
  • Need at least three months of direct deposits into your bank account of $1,400 per month or more

Depending on the state you live in, the terms of your loan vary:

Borrowers in certain states seeking larger loans (up to $1,000) may see their limit increased after developing a strong payment history with Fig.

Advantages and disadvantages of personal loans Fig

Who is Fig most for?

Fig is a good option for borrowers who might not qualify for a personal loan elsewhere due to their credit history. Fig primarily bases its lending decisions on your transaction history and income, as shown on your bank account statement. You will need to show approximately three months of direct deposits of $1,400 per month into your account.

However, Fig’s interest rates are closer to payday loan rates than traditional personal loan rates – so be very careful before taking one out. A payday loan is a short-term, high-cost unsecured loan with principal as part of your next paycheque. They can end up costing more than you borrowed and can trap you in a cycle of debt.

Comparison of personal loans Fig

All three lenders market themselves as alternatives to payday loans and offer slightly lower rates than their high-interest counterparts (many payday loans have interest rates around 400%). However, you will still pay a much higher interest rate with these three lenders than you would with a traditional personal lender.

Possible only has one term: two months. Opploans terms range from nine months to 24 months, depending on which state you live in. Fig has terms ranging from one to six months depending on where you live.

None of the three companies check your credit score, so they might be a good option for borrowers who have been turned down by other companies due to a bad credit history.

Compare personal loan rates

Is Fig trustworthy?

Fig Loans is currently not rated by the Better Business Bureau, a non-profit organization focused on consumer protection and trust. The BBB rates companies by evaluating their response to customer complaints, honesty in advertising and openness about business practices. Fig is not rated because the BBB does not have sufficient information to give a rating.

Fig has not been involved in any recent controversy or scandal. Although Fig isn’t rated by the BBB, his clean story may put you at ease about borrowing from the lender. Reach out to friends and family members before doing so to understand their experiences with Fig.

Frequently Asked Questions

Is Fig a legit company?

Yes, Fig is a legit company that offers personal loans to borrowers without checking their credit scores.

How hard is it to get a Fig loan?

It depends on your financial situation. To get a loan, you will need to show about three months of direct deposits of $1,400 per month into your bank account. If you do not meet this condition, you will not be able to obtain a loan.

How fast do you get a Fig loan?

Almost all borrowers get their funding within three business days, and 94% of borrowers receive their funds the next day after submitting their application, according to the FAQ section of Fig.

Can you repay a Fig loan early?

Yes, you can prepay a Fig loan without penalty.

adidas sponsors the two fastest and most popular male sprinters in the world, do you know their names? – ARCH-USA


Athletes have undoubtedly become less important in promoting footwear and apparel for brands. According to my analysis, this is due to the ease of dropping clothes on artists active on social networks and letting these musicians and social media stars use their platforms to sell the product. The problem is that artists are a more volatile group and the short term gains from aligning with musicians and artists can in some cases damage the brand and limit the development and research of products that can achieve more than potential consumers than fashion. As I said, fashion is capricious.

For adidas, that couldn’t be truer. Kanye West has not stopped attacking the brand in recent months. According to him, his billion-dollar Yeezy brand gives him the right to say and do whatever he wants, which includes wearing Nike products and creating other clothing brands, like GAP, which helps no doubt at a small casual wear market for adidas. It should be noted that adidas has always been heavily involved in the entertainment side of fashion in sportswear, but at the heart of the brand has always been dominance in sports, football in particular.

Their sporting dominance never evolved into other areas. There are no champions for adidas in the NBA. There’s Kareem, but “big men never sold sneakers.” The brand had T-Mac and at one point Kobe, but with Nike’s partnership with Bryant’s family, adidas can’t properly celebrate these championships with Kobe’s product and T-Mac doesn’t have any memorable moments. The Three Stripes have a roster of athletes in the NBA, none have a championship except Candace Parker and as much as she represents and gives the Trefoil a standard is in a sport where Bill Burr comes from giving the game more airtime than any of the league’s talented players. The W doesn’t sell kicks, but it could:

WNBA ain’t ambitious and that’s the problem

Which brings us to the two men pictured below. You know them? I guess that probably wouldn’t be the case. Athletics does not receive the same respect as elsewhere in the world. Here’s the interesting thing though, adidas sponsors two of the fastest and most popular sprinters in the sport, but they haven’t really made a sincere effort to create narratives and introduce the world to these two. What’s amazing is that one of them is an 18-year-old phenom who has done the impossible by breaking records owned by Usain Bolt. Erriyon Knighton skipped college and turned pro in high school and before his prom broke Usain’s record. Noah Lyles is by far the most entertaining showman in sports. At one point during the World Championships, he turned around during a track race and pointed the finger at his opponent and teammate Mark Knighton. Last night in the Diamond league they battled again and Lyles set a competitive record. A search of the adidas news site turns up nothing on either guy.

American runners Noah Lyles, Erriyon Knighton and Michael Norman sweep the men’s 200m podium at the Diamond League meet in Monaco, as Lyles wins with a record time of 19.46.

With Kanye’s volatility and adidas’ absurdly slow bet on Fear of God and basketball in the United States, the brand has two stars waiting to be molded and turned into advocates for the sport. Knighton vs. Lyles is the rivalry Nike tried to create between Kobe and LeBron. adidas had a golden opportunity to generate a tremendous amount of content and storytelling around their duo, but when so much energy is given to a roster of NBA players who have accomplished very little, the brand has placed itself in a pit with a bipolar artist who verbally and mentally abuses people publicly and does the same with his parent company. You’re reading this and you’ve probably never heard of Lyles and Knighton…it’s on adidas.

4 Best Discounts, Deals For Iconic Right Now


Who doesn’t love a cheeky discount when shopping online?

THE ICONIC has to be one of Australia’s favorite shopping destinations thanks to its fast delivery, generous returns policy and, of course, fantastic year-round sales.

To make it easier for you, we’ve rounded up the best sales and discounts at THE ICONIC in August, and will update this page frequently as more deals close.

Our choice ? Shop 20% off a range of men’s and women’s runners from ASICS, Nike and more.

As always, remember that prices and offers are current at the time of publication, but items can change quickly during sales, so be quick if you don’t want to miss out!


• Get 30-40% off exclusive THE ICONIC styles from brands like Aere, Spurr, Calvin Klein, Staple Superior, Atmos&Here and more

• Get 20% off your favorite brands like Levi’s, Polo Ralph Lauren and more when you spend $50 or more

• Take 40% off classic comfy sweatshirts from brands like Nike, Harley-Davidson, Adidas and more

• Take 30% off finishing touches from brands like Prene, Reliquia Jewellery, Le Specs and more

• Save up to 50% on designer sales on brands like Shona Joy, Alias ​​Mae, Camilla And Marc, Marc Jacobs and more

• Receive 30% off select Scent Australia Home fragrances

• Happy Skin Co Gen 2 IPL BB Set, $257.65 (was $378.95)



• Levi’s Wedgie Straight Jeans, $119.96 (was $149.95)

• Aere long cashmere cardigan, $115.50 (was $220)

• C&M Camilla and Marc Aurora Hoodie, $224 (was $320)

• Aere Puff Sleeve Midi Dress, $136 (was $170)


• Nike Everyday Stretch Cotton Boxer Shorts – 3 Pack, $48 (was $60)

• Ralph Lauren Polo Zipped Sweatshirt, $179.28 (was $249)

• Jean Lee Z-One, $127.99 (was $159.99)

• Tommy Hilfiger Essential cotton T-shirt, $47.96 (was $59.95)


• The Marc Jacobs bucket bag, $556 (instead of $695)

• C&M Camilla and Marc Darcy lightweight logo tee, $84 (was $140)

• Kate Spade Office Gift Kit, $45 (was $69.95)

• C&M Camilla and Marc Evans tote, $140 (was $200)

• Love Moschino Pool Slides, $99 (was $165)


• Unisex Dr Martens 1490 Smooth 10-Eye Lace-Up Boots, $272 (was $340)

• Vans Authentic – Unisex, $87.99 (was $109.99)

• Women’s Ugg Classic Mini II Boots, $159.25 (was $199)

• Spurr Payden sneakers, $35.99 (was $59.99)


• Prene The Bec x Rebecca Judd Tote Bag, $139.30 (was $199)

• Small Swarovski Creativity Circle pierced earrings, $66.50 (was $95)

• Prene The Gigi Bag Tote Bag, $69.97 (was $99.95)

• Reliquia Jewelery Spiral Gold Hoop Earrings, $83.30 (was $119)

• Herschel Novel bag, $128 (was $160)

• C&M Camilla and Marc Denver cap, $64 (was $80)


Nike Air Zoom Pegasus 39 – Women’s, $144 (was $180)

• ASICS GEL-Quantum 360 – Men’s (was $240)

• Adidas Performance Own The Run Half-Zip Long-Sleeve Tee, $54 (was $90)

• Adidas Performance Essentials Studio Sweater, $48 (was $80)

• Adidas Originals Adicolor Classics Oversized Sweatshirt, $54 (was $90)

• Nike Sportswear Club Full-Zip Hoodie – Teens, $30 (was $50)


• Happy Skin Co Ice IPL Hair Removal Combo, $299 (was $399)

• Happy Skin Co Mini Electric Shaver, $52.99 (was $59.99)

• Happy Skin Co Gen 2 IPL BB Set, $257.65 (was $378.95)

• Skinstitut EXPERT Revitalizing Hyaluronic Jelly Mask, $63.20 (was $79)

• Tangle Teezer The Original, $20.40 (was $25.50)


• Love To Dream SWADDLE UP™ Warm 2.5 Tog transition suit, $39.16 (was $69.95)

• Adidas Originals Crew Set – Infants-Kids, $45 (was $75)

• 3-Pack Long-Sleeve Cotton Zip-Up Baby Rompers – Babies, $35 (was $50)

• Sheridan Arly Gift Set – Babies, $55.99 (was $69.99)


• Geo Aere Home Organic Cotton Duvet Cover Set, $144 (was $240)

• Kip & Co Havannah throw, $134 (was $269)

• Sheridan Andi Kids Single Duvet Cover, $62 (was $139)


THE ICONIC offers free returns if you change your mind 30 days from the date of purchase (some item exclusions apply for hygiene reasons, read more here), however, sale items marked “final sale” or “non-returnable” will be exempt from this policy.

To make a return, items must be unworn, unused and still in their original packaging – learn more here.

To return an item, log in to your THE ICONIC account and select “returns”, then follow the steps to obtain your prepaid return label. You can reuse the bag your items arrived in, just attach your return label on top of the original sender’s label and reseal it tightly!


For specific information on shipping to your area, plus costs, click here. For metropolitan areas, THE ICONIC offers same-day and same-evening shipping options (prices and times vary by city). For Metro, standard shipping is free for orders over $50 or $7.95 for orders under that amount. For regions/countries, express shipping options are available, but again this will vary from state to state.

Want more shopping content? We’ve rounded up the best winter coats and jackets you can buy here, plus the Oodie sleep t-shirt you won’t want to take off.

Be sure to check out the news.com.au coupons page where you’ll find loads of discounts on THE ICONIC, Myer and more.

Finally, sign up for our free Best Of newsletter to stay up to date with all the latest buying and selling news.

Hannah BreadeCommerce Writer

Hannah Paine is a senior e-commerce editor for Best Of. An experienced lifestyle journalist, she joined the news.com.au team in 2018. She has written for some of Australia’s biggest headlines and has covered everything , from beauty, from fashion to health – you name it, she wrote it. Hannah is passionate about finding the right product at the right price and believes that good skincare and clothing doesn’t have to be expensive.

Simone Biles wearing crop top and Dior x Nike sneakers


On Wednesday, Simone Biles posted a shoe selfie to her Instagram Story, showing off a new pair of kicks any fan of the logomania trend would covet. In the background of the image, you can see the soccer field where Biles’ fiancé, Jonathan Owens, trains frequently. Front and center were his Nike sneakers, completely covered in logo-printed Dior canvas, leaning on the railing. The sneakers featured chunky white rope laces and what appeared to be black elastic that crisscrossed each shoe. In a video following this post, she stood in front of a mirror, wearing black leggings and a white crop top, which showed off the shoes from all angles. With a slow zoom in, Biles gave fans an ultra-close look at the bold shoes. In a third video, Biles revealed that there were not one but two different pairs – one in brown and one in black. The caption read, “OK I’m obsessed. If you see me wearing these all the time, mind your own business.”

Two summers ago, Dior and Nike collaborated on a pair of Air Jordan High-Tops, in gray and white leather that featured a Dior-branded swoop on the side. Biles’ sneakers, however, have yet to be seen anywhere but on the gymnast’s own feet. Could they be a custom order? Or, perhaps, a special preview of a bigger drop? Only time will tell. Until then, the rest of us non-Olympians will just have to swoon from afar.

Even when Biles has a laid-back night out that involves watching her husband-to-be train with his team, her style often manages to capture the right mix of laid-back and trendy – yesterday, for example, the 25-year-old gymnast is teased in a Texas uniform for an undisclosed project. She and Owens regularly indulge in expertly coordinated evening style, so the real question is: what did he wear post-workout?

“Those who say Jordan is the GOAT beat LeBron for not matching MJ’s competitive spirit”


Analysts and fans frequently compare Michael Jordan and LeBron James. While James has played longer and put together some significant stats, many still give their vote to Jordan.

Kevin O’Connor said James is second in the GOAT debate because he doesn’t match Michael Jordan’s competitive spirit. O’Conner wrote:

“Those who say Jordan is the GOAT beat LeBron for not matching MJ’s competitive spirit”

Michael Jordan was undefeated in the final. Most people immediately bring up James’ finals record in the GOAT debate.

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LeBron James has appeared in 4 more finals than MJ but has also lost 6 times. As a result, many analysts question its competitive drive.

James believes he secured his GOAT position after coming back 3-1 against the Warriors in the 2016 Finals.

The competitive drive of LeBron James compared to other big names

O’Conner argues that if LeBron was the greatest, he’d be focused on his next championship instead of a past one.

O’Conner uses Tom Brady as an example in his article, writing:

“Brady has always said his favorite ring is ‘next’.”

Brady’s approach can be seen in Michael Jordan.

Jordan ended all of his chances for a victory in the Finals. This level of competitive nature has been unmatched.

The analyst believes James’ endorsement societies will always fall short of the narrative that LeBron James is the greatest.

O’Conner wrote:

“It is the public who will end up writing their story”

The analyst continues:

“There’s no amount of marketing that Nike and Klutch can do that will influence more people than LeBron can just by continuing to win.”

LeBron has racked up a legendary number of accolades. There is no doubting the greatness he displayed throughout his career. Deploying MVP-caliber numbers in his 19th year and averaging 30.3 points per game last season illustrated his competitive drive.

Even with the feats James has achieved in his career, audiences still question his competitive spirit against other greats.

O’Connor wrote:

“They feel like Kobe Bryant has always come close to channeling Jordan.”

Kobe Bryant’s mentality was unique. He has played in 7 finals, winning 5. Shaq’s 4-2 record and Tim Duncan’s 5-1 record are comparable.

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ELEVATE CREDIT, INC. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Form 10-Q)

The following Management's Discussion and Analysis of Financial Condition and
Results of Operations ("MD&A") is intended to help the reader understand our
business, our results of operations and our financial condition. The MD&A is
provided as a supplement to, and should be read in conjunction with our
unaudited condensed consolidated financial statements and the related notes and
other financial information included elsewhere in this Quarterly Report on Form

Some of the information contained in this discussion and analysis, including
information with respect to our plans and strategy for our business, includes
forward-looking statements that involve risks and uncertainties. You should
review the "Note About Forward-Looking Statements" section of this Quarterly
Report on Form 10-Q for a discussion of important factors that could cause
actual results to differ materially from the results described in or implied by
the forward-looking statements contained in the following discussion and
analysis. We generally refer to loans, customers and other information and data
associated with each of our brands (Rise, Elastic and Today Card) as Elevate's
loans, customers, information and data, irrespective of whether Elevate directly
originates the credit to the customer or whether such credit is originated by a
third party.


We provide online credit solutions to consumers in the US who are not
well-served by traditional bank products and who are looking for better options
than payday loans, title loans, pawn and storefront installment loans. Non-prime
consumers now represent a larger market than prime consumers but are riskier to
underwrite and serve with traditional approaches. We're succeeding at it - and
doing it responsibly - with best-in-class advanced technology and proprietary
risk analytics honed by serving more than 2.7 million customers with $10.3
billion in credit. Our current online credit products, Rise, Elastic and Today
Card, reflect our mission to provide customers with access to competitively
priced credit and services while helping them build a brighter financial future
with credit building and financial wellness features. We call this mission "Good
Today, Better Tomorrow."

We earn revenues on the Rise installment loans, on the Rise and Elastic lines of
credit and on the Today Card credit card product. Our revenue primarily consists
of finance charges and line of credit fees. Finance charges are driven by our
average loan balances outstanding and by the average annual percentage rate
("APR") associated with those outstanding loan balances. We calculate our
average loan balances by taking a simple daily average of the ending loan
balances outstanding for each period. Line of credit fees are recognized when
they are assessed and recorded to revenue over the life of the loan. We present
certain key metrics and other information on a "combined" basis to reflect
information related to loans originated by us and by our bank partners that
license our brands, Republic Bank, FinWise Bank and Capital Community Bank
("CCB"), as well as loans originated by third-party lenders pursuant to CSO
programs, which loans originated through CSO programs are not recorded on our
balance sheet in accordance with US GAAP. See "-Key Financial and Operating
Metrics" and "-Non-GAAP Financial Measures."

We use our working capital and our credit facility with Victory Park Management,
LLC ("VPC" and the "VPC Facility") to fund the loans we directly make to our
Rise customers. The VPC Facility has a maximum total borrowing amount available
of $200 million at June 30, 2022.

We also license our Rise installment loan brand to two banks. FinWise Bank
originates Rise installment loans in 17 states. This bank initially provides all
of the funding, retains 4% of the balances of all of the loans originated and
sells the remaining 96% loan participation in those Rise installment loans to a
third-party SPV, EF SPV, Ltd. ("EF SPV"). These loan participation purchases are
funded through a separate financing facility (the "EF SPV Facility"), and
through cash flows from operations generated by EF SPV. The EF SPV Facility has
a maximum total borrowing amount available of $250 million. We do not own EF
SPV, but we have a credit default protection agreement with EF SPV whereby we
provide credit protection to the investors in EF SPV against Rise loan losses in
return for a credit premium. As the primary beneficiary, Elevate is required to
consolidate EF SPV as a variable interest entity ("VIE") under US GAAP and the
condensed consolidated financial statements include revenue, losses and loans
receivable related to the 96% of the Rise installment loans originated by
FinWise Bank and sold to EF SPV.


Beginning in the third quarter of 2020, we also license our Rise installment
loan brand to an additional bank, CCB, which originates Rise installment loans
in three different states than FinWise Bank. Similar to the relationship with
FinWise Bank, CCB initially provides all of the funding, retains 5% of the
balances of all of the loans originated and sells the remaining 95% loan
participation in those Rise installment loans to a third-party SPV, EC SPV, Ltd.
("EC SPV"). These loan participation purchases are funded through a separate
financing facility (the "EC SPV Facility"), and through cash flows from
operations generated by EC SPV. The EC SPV Facility has a maximum total
borrowing amount available of $100 million. We do not own EC SPV, but we have a
credit default protection agreement with EC SPV whereby we provide credit
protection to the investors in EC SPV against Rise loan losses in return for a
credit premium. As the primary beneficiary, Elevate is required to consolidate
EC SPV as a VIE under US GAAP and the condensed consolidated financial
statements include revenue, losses and loans receivable related to the 95% of
the Rise installment loans originated by CCB and sold to EC SPV.

The Elastic line of credit product is originated by a third-party lender,
Republic Bank, which initially provides all of the funding for that product.
Republic Bank retains 10% of the balances of all loans originated and sells a
90% loan participation in the Elastic lines of credit. An SPV structure was
implemented such that the loan participations are sold by Republic Bank to
Elastic SPV, Ltd. ("Elastic SPV") and Elastic SPV receives its funding from VPC
in a separate financing facility (the "ESPV Facility"), which was finalized on
July 13, 2015. We do not own Elastic SPV, but we have a credit default
protection agreement with Elastic SPV whereby we provide credit protection to
the investors in Elastic SPV against Elastic loan losses in return for a credit
premium. Per the terms of this agreement, under US GAAP, we are the primary
beneficiary of Elastic SPV and are required to consolidate the financial results
of Elastic SPV as a VIE in our condensed consolidated financial statements. The
ESPV Facility has a maximum total borrowing amount available of $350 million at
June 30, 2022.

Today Card is a credit card product designed to meet the spending needs of
non-prime consumers by offering a prime customer experience. Today Card is
originated by CCB under the licensed MasterCard brand, and a 95% participation
interest in the credit card receivable is sold to us. These credit card
receivable purchases are funded through a separate financing facility (the "TSPV
Facility"), and through cash flows from operations generated by the Today Card
portfolio. The TSPV Facility has a maximum commitment amount of $50 million,
which may be increased up to $100 million. As the lowest APR product in our
portfolio, Today Card allows us to serve a broader spectrum of non-prime
Americans. The Today Card experienced significant growth in its portfolio size
despite the pandemic due to the success of our direct mail campaigns, the
primary marketing channel for acquiring new Today Card customers. We are
following a specific growth plan to grow the product while monitoring customer
responses and credit quality. Customer response to the Today Card has been
strong, as we continue to see high response rates, high customer engagement, and
positive customer satisfaction scores.

In January 2022, we collaborated with Central Pacific Bank ("CPB") to invest in
the launch of a new fintech company, Swell Financial, Inc. ("Swell"). The Swell
App includes several groundbreaking features to help customers automatically
control their spending, tackle debt, and invest in exclusive private market
opportunities with as little as $1 thousand. We will help CPB and Swell offer
the Swell Credit line of credit product with APRs between 8% and 24%. Our
current total investment carrying value in Swell, using equity method
accounting, is $5.1 million and we have a non-controlling interest in Swell.

Our management evaluates our financial performance and our future strategic objectives using key indicators based primarily on the following three themes:

•Revenue growth.   Key metrics related to revenue growth that we monitor by
product include the ending and average combined loan balances outstanding, the
effective APR of our product loan portfolios, the total dollar value of loans
originated, the number of new and former customer loans made, the ending number
of customer loans outstanding and the related customer acquisition costs ("CAC")
associated with each new customer loan made. We include CAC as a key metric when
analyzing revenue growth (rather than as a key me